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3330 Summerpoint Xing, Cumming, GA, 30028

3beds
2baths
2,098sqft
$520,000
$248price/sqft
$4,023/moest. monthly cost
$160,920/yrincome needed

About This Home

Welcome to this charming residence located at Cumming, a modern 2020-built home that blends comfort, style, and an unbeatable location. This beautiful property features 3 bedrooms and 2 bathrooms, along with an open-concept layout filled with natural light. The main living area is perfect for family gatherings, and flows seamlessly into a modern kitchen equipped with a center island, pantry, and included appliances. The primary bedroom offers an elegant tray ceiling, a spacious closet, and a private spa-like bathroom. The additional bedrooms provide excellent space and versatility for family, office, or guests. Situated on a large, level lot, you'll enjoy a backyard that's perfect for outdoor gatherings, playtime, or simply relaxing in the peaceful surroundings. The community is quiet, family-friendly, and conveniently located near schools, shopping, restaurants, and all the best Cumming has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Poole's Mill ElementaryGrades PK-52.7 mi
6/10
Liberty Middle SchoolGrades 6-81.9 mi
8/10
North Forsyth High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Other,Walk-In Closet(s)
  • Flooring: Laminate,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,098

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,098
  • Total interior livable area: 2,098 sqft

Property

Details

  • Parcel number: 074 406

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.49 Acres
  • Features: Other

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$175$2,100
Property Taxes $1,000$12,000
Electricity $219$2,637
Total$4,023$48,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,931/yr
40% on housing$120,690/yr
45% on housing$107,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 30028$226
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30028$191
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$520,000
2026-03-14Price change$525,000
2026-02-06Listed for sale$530,000
2026-01-27Listing removed$535,000
2025-12-13Listed for sale$535,000
2021-01-21Sold$305,910

For Sale by Agent

AgentJhonjerlyn Morales
BrokerageLa Rosa Realty Georgia LLC

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