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6490 Providence Lake Dr, Gainesville, GA, 30506

5beds
4baths
3,164sqft
$599,000
$189price/sqft
$4,798/moest. monthly cost
$191,920/yrincome needed

About This Home

Welcome home to Providence- where community charm meets convenience! Only minutes to Lake Lanier, marinas, dining, shopping & all the summer fun you can handle! This stunning 5 bedroom, 3.5 bath (3,164 sq. ft.) offers the flexibility today's buyers crave: a Main Level Master suite PLUS an In-law en-suite upstairs- (possibly a 2nd master)- perfect for multi-generational living or keeping little ones close! Four additional bedrooms and two full baths complete the upper level. Extended Choice Home Warranty included- that is a huge bonus! The main floor is an entertainer's dream: Spacious open living with a cozy fireplace, French doors to the covered patio, and an island kitchen with granite counters, extended counter space, gas cooking and stainless appliances. A separate dining room (or home office) and a family sized dining area off the kitchen gives you room to gather and spread out! Craftsman-traditional styling shines throughout with wide molding, coffered ceilings, hardwood floors and neutral tones! Upstairs features 4 additional bedrooms (one is flex space), and 2 full baths! One of the bedrooms upstairs is also the full guest suite! Abundant parking! Extra wide long driveway plus 2 car garage! Tesla charging unit will not remain, but the set up is there for the next buyer if needed! Step outside to your own private retreat: an oversized yard (.60) with raised garden beds ready to plant- plus fig, pear and plum trees! Property lines extend WELL beyond current landscaping, leaving room to fence, expand, or make it your own (see neighbors property line & photo of plat). Enjoy the covered patio and extended grilling platform for weekend cookouts! Providence isn't just a neighborhood- it's a lifestyle! Lake Lanier is minutes away! Stay home and take a dip in the community pool and relax or enjoy your garden. Do you desire more activities? Join neighbors for the annual chili cook-off, Christmas tree decorating festivities with tours and cocktails, a Fourth of July golf cart parade and the newly launched Book Club! Commuter-friendly with easy access to GA-400, GA-53 and I-985- reach Cumming, Gainesville, Braselton, Dahlonega, and the Dawsonville Premium Outlets in minutes. Recently painted exterior trim and doors, making this home ready for you! Seller provides extended Home Warranty which offers extra peace of mind! (HVAC, appliances etc. will be covered). Floor plan AND Plats of the Lot- both attached in photos! Remember, this is Forsyth County, near North GA Premium Outlets, but Gainesville mailing address. This is def. a great Northeast Forsyth location! Amazing opportunity to invest in Providence, especially being in East Forsyth High School district! Come see for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
7/10
East Forsyth High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding,HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: None

Bedroom

  • Features: Double Master Bedroom, In-Law Floorplan, Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+, Separate Dining Room

Features

  • Coffered Ceiling(s),Crown Molding,Double Vanity,Entrance Foyer,High Speed Internet,Recessed Lighting,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Sustainable
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Log,Gas Starter
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,164
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,164
  • Total interior livable area: 3,164 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Eat-in Kitchen, Kitchen Island, Pantry, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Double Master Bedroom, In-Law Floorplan, Master on Main
  • Level: Double Master Bedroom, In-Law Floorplan, Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 289 220
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.60 Acres
  • Features: Back Yard,Front Yard,Landscaped,Private
  • Lot size dimensions: 100 x 277 x 116 x 226

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$264$3,168
Property Taxes $1,199$14,388
Electricity $307$3,688
Total$4,798$57,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,502/yr
40% on housing$143,940/yr
45% on housing$127,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$579,000
2026-07-08Listed for sale$599,000
2025-12-05Listing removed$599,900
2025-09-13Price change$599,900
2025-08-10Listed for sale$614,900
2022-08-04Sold$513,000
2022-08-01Pending sale$499,950
2022-08-01Contingent$499,950
2022-06-25Price change$499,950
2022-06-18Price change$539,999
2022-06-10Price change$549,999
2022-06-03Listed for sale$550,000
2022-04-29Sold$550,000
2022-04-12Pending sale$524,900
2022-04-12Contingent$524,900
2022-04-03Listed for sale$524,900
2018-09-13Sold$305,370

For Sale by Agent

AgentLINDA B BRADLEY
BrokerageVirtual Properties Realty. Biz

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