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165 New South Ridge Rd, Bumpass, VA, 23024

3beds
2baths
1,453sqft
$415,000
$286price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

THIS 3 BEDROOM 2 BATH HOME ON 2.57 ACRES IN LOUISA COUNTY IS READY FOR NEW OWNERS! This home is single level living at it's best! Step in to find an open floor plan featuring the eat in kitchen with granite countertops, SS appliances and island with storage that leads to the family room with gas FP and access to the sunroom. The primary bedroom with WIC and en suite bath (double vanity with storage, toilet, easy access shower and linen closet) bedrooms 2 and 3 both with ample closet space, the hall bath (single vanity with storage, toilet, tub/shower) and the laundry room with storage complete the space. There are 2 storage sheds (16X12 and 20X12) perfect for yard equipment and a fenced back and side yard. Built in 2019 this home is like new! Conditioned crawl space, dehumidifier, solar panels, LVP throughout main living space, carpet in bedrooms, whole home generator (22kw) and Firefly internet service. SCHEDULE YOUR TOUR TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Jouett Elementary SchoolGrades PK-55.6 mi
7/10
8/10
Louisa County High SchoolGrades 9-1214.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 17.0 x 12.0

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 12.0 x 11.0

Bedroom3

  • Level: First
  • Dimensions: 14.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Dimensions: 19.0 x 14.0

Features

  • Bedroom on Main Level,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Bath in Primary Bedroom,Recessed Lighting
  • Door features: Storm Door(s)
  • Flooring: Partially Carpeted,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,453

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,453 sqft

Kitchen

  • Level: First
  • Dimensions: 23.0 x 10.0

Laundry

  • Level: First
  • Dimensions: 10.0 x 6.0

Master Bedroom

  • Level: First
  • Dimensions: 15.0 x 15.0

Other

  • Level: First

Property

Details

  • Parcel number: 984119
  • Zoning description: A2
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Storage,Shed,Unpaved Driveway
  • Fencing: Fenced,Partial

Lot

  • Lot size: 2.57 Acres

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$168$2,016
Property Taxes $254$3,048
Electricity $202$2,433
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$266
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Listed for sale$425,000
2020-02-21Sold$239,950

For Sale by Agent

AgentMarc Austin Highfill
BrokerageExit First Realty

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