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6351 SW 2nd Ln, Bell, FL, 32619

5beds
3baths
2,768sqft
$850,000
$307price/sqft
$6,466/moest. monthly cost
$258,640/yrincome needed

About This Home

Welcome to this expansive 26-acre property in Bell, Florida, offering two all-brick homes nestled behind mature trees and set well back off the road for added privacy. The main residence features 1,932 sq ft, with 3 bedrooms and 2 bathrooms, delivering a solid layout ready for your personal updates. A covered back patio overlooks the acreage, providing a restful spot to enjoy morning coffee or sunset skies. Just a short walk away is a secondary brick home (836 sqft) with 2 bedrooms, 1 bathroom, full kitchen, and living area—perfect for a mother-in-law suite, guest house, or rental income opportunity. The versatility this offers can help offset expenses or support multigenerational living. A two-level barn gives you space for equipment, workshop, or future projects, and a detached carport adds extra covered storage. The land is mostly open and usable—ideal for pasture, small farm, livestock, or hobby agriculture. Situated in quiet Gilchrist County, Bell offers peace and community. You're close to the Suwannee River and Hart Springs for kayaking, fishing, and spring-fed water fun. Top-rated local schools and Florida's lack of state income tax make this region all the more attractive. Embrace space, potential, and rural freedom in one unique offering.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Bell Elementary SchoolGrades PK-53.9 mi
6/10
Bell High SchoolGrades 6-123.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Laminate Counters
  • Window features: Single Pane
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,768
  • Total interior livable area: 2,768 sqft

Master Bathroom

  • Features: Dual Sinks,Other

Master Bedroom

  • Features: 1 Master Suite
  • Level: Main

Property

Details

  • Parcel number: 040914000000080000

Features

  • Topography of land: Level,Topo Mix
  • Residential vegetation: Grassed

Lot

  • Lot size: 26 Acres
  • Features: Oversize

Parking

  • Total spaces: 4
  • Parking features: Detached,3+ Car Attached Carport,Driveway,Dirt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Gilchrist County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$579$6,948
Property Taxes $1,311$15,732
Electricity $278$3,342
Total$6,466$77,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,691/yr
40% on housing$193,980/yr
45% on housing$172,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 32619$162
Gilchrist County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 32619$190
Gilchrist County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-30Listed for sale$850,000
2024-07-03Listing removed--
2024-06-29Price change$2,300
2024-06-14Price change$2,200
2024-06-06Listed for rent$2,500
2021-04-20Listing removed--
2021-04-12Listed for sale$525,000
2021-04-09Sold$515,000
2021-02-19Pending sale$525,000
2020-10-01Price change$525,000
2020-05-14Listed for sale$550,000

For Sale by Agent

AgentStephanie Barron
BrokerageHometown Realty of North Fl. Inc.

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