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51 Elaine Cir, Springfield, MA, 01109

4beds
3baths
3,556sqft
$584,900
$164price/sqft
$4,814/moest. monthly cost
$192,560/yrincome needed

About This Home

Built in 2020, this exceptional Colonial offers over 3,550 square feet of beautifully finished living space with a modern open layout designed for today's lifestyle. The sun-filled main level features hardwood flooring, a welcoming fireplace, recessed lighting, and elegant French doors leading to the backyard. The chef's kitchen is the heart of the home, showcasing granite countertops, upgraded cabinetry, a spacious center island, stainless steel appliances, and a dining area perfect for gathering.Retreat upstairs to the luxurious primary suite featuring a walk-in closet and spa-inspired bath with a tiled walk-in shower and double vanity. Three additional bedrooms, two and a half bathrooms, second-floor laundry, and a dedicated home office provide exceptional functionality and flexibility. An attached two-car garage, central air, and an unfinished basement offering tremendous expansion potential complete the home.Situated in a desirable neighborhood close to shopping, dining, schools, parks, and commuter routes, this stunning home offers the perfect blend of comfort, style, and convenience.

Getting Around

69
WalkingSomewhat Walkable
48
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
Hiram L Dorman SchoolGrades PK-50.3 mi
3/10
STEM Middle AcademyGrades 6-81.2 mi
1/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,Second Floor,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s), Flooring - Wood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Features: Flooring - Wood
  • Level: First

Features

  • Loft,Internet Available - Broadband
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet,Flooring - Wood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,556

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,556
  • Total interior livable area: 3,556 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Dining Area, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances
  • Level: Main,First

Living Room

  • Features: Flooring - Wood, French Doors, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: Main,First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: S:04470 P:0070,5077461
  • Zoning: RA

Features

  • Patio & porch: Deck - Composite,Patio
  • Exterior features: Deck - Composite,Patio,Rain Gutters,Storage,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 9,370 sqft
  • Features: Wooded,Cleared,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$425$5,100
Property Taxes $731$8,772
Electricity $701$8,414
Total$4,814$57,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,051/yr
40% on housing$144,420/yr
45% on housing$128,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$150
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$584,900
2026-07-29Listed for sale$584,900
2021-06-14Sold$439,900
2021-05-11Pending sale$439,900
2021-04-27Contingent$439,900
2021-04-23Price change$439,900
2021-04-13Listed for sale$449,900
2020-12-11Sold$390,000

For Sale by Agent

AgentKelsey & Ireland Team
BrokerageLock and Key Realty Inc.

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