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28191 181st St, Pierre, SD, 57501

4beds
3baths
3,020sqft
$810,000
$268price/sqft
$5,499/moest. monthly cost
$219,960/yrincome needed

About This Home

Ridgeview on Oahe is a rare ridge-top offering featuring a newly built home, perfectly positioned in the heart of central South Dakota overlooking the legendary waters of Lake Oahe. Built in 2019, this 3,020± square foot residence offers 4 bedrooms and 3 bathrooms, thoughtfully designed to balance comfort, functionality, and timeless style.Set high above the shoreline, Ridgeview on Oahe commands sweeping, unobstructed views of Lake Oahe, with a large deck positioned to fully embrace the elevation and setting. Whether enjoying a quiet morning coffee or evening cocktails, the deck offers a front-row seat to unforgettable sunrises and sunsets. Properties of this caliber and positioning are increasingly rare in the area, offering a premier ridge-top opportunity that cannot be replicated. The interior is equally impressive, offering approximately 3,020 square feet of thoughtfully designed living space with 4 bedrooms and 3 bathrooms, all filled with abundant natural light. Large windows throughout the home capture the surrounding landscape and create bright, inviting spaces. An open and welcoming main level is anchored by a well-appointed kitchen featuring a large center island, generous pantry, and seamless flow into the living and dining areas-ideal for entertaining or relaxing after a day on the water. A fully finished basement expands the living space further, complete with a custom bar and spacious family room perfect for hosting guests, game nights, or unwinding at the end of the day. Storage and functionality are unmatched with a 36' x 40' two-stall garage featuring 12-foot walls with an additional mini overhead door, providing ample room for boats, vehicles, recreational equipment, and lake toys. An enclosed breezeway connects the garage to the home, offering a protected, year-round transition space ideal for lake gear, storage, and everyday convenience-an often-overlooked feature that adds both comfort and livability. Designed for both relaxation and adventure, the property sits just minutes from Bush's Landing Boat Ramp, offering quick access to some of the best fishing on Lake Oahe. Renowned for its walleye, smallmouth bass, and exceptional angling opportunities, this location is a standout for serious fishermen and outdoor enthusiasts alike. Within just a few miles, you'll find West Prairie Resort and Sunset Lodge, well-known local destinations offering restaurants, bars, lodging, and guided fishing trips. These nearby amenities add convenience, entertainment, and access to expert local knowledge, enhancing both full-time living and vacation use. Ridgeview on Oahe is more than a home-it's a front-row seat to Lake Oahe, a refined retreat for recreation and relaxation, and a truly rare opportunity to own a newer ridge-top property in one of central South Dakota's most desirable and irreplaceable settings. Ridgeview on Oahe remains highly accessible. Pierre, South Dakota, is just 30 miles away and offers a full-service regional hub with schools, healthcare, shopping, dining, and the Pierre Regional Airport with commercial air service. Onida, approximately 25 miles away, provides a strong local school district, grocery and convenience options, and small-town charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Onida Elementary - 04Grades K-520.6 mi
7/10
6/10

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 3,020

Interior Area

  • Total structure area: 3,020
  • Total interior livable area: 3,020 sqft

Property

Details

  • Parcel number: 5840
  • Lease amount: 0

Lot

  • Lot size: 0.75 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Wildfire
Drought
Ice Storm
Tornado

FEMA Declared Disasters in Sully County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance $594$7,128
Property Taxes $580$6,960
Electricity $230$2,768
Total$5,499$65,988

Income You'd Need if You Spent...

35% on housing$188,537/yr
40% on housing$164,970/yr
45% on housing$146,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 57501$147
Sully County$898

vs Homes Sold Last Month

Median $/sqft

ZIP 57501$148
Sully County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$810,000
2026-07-22Listing removed$810,000
2026-02-16Listed for sale$810,000

For Sale by Agent

AgentJustin Derga
BrokerageHayden Outdoors Real Estate

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