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22585 2nd St, Defiance, OH, 43512

3beds
1baths
2,240sqft
$119,900
$54price/sqft
$1,042/moest. monthly cost
$41,680/yrincome needed

About This Home

Attention Investors! A 3 unit building with some of the big items already done for you! New floor joists and flooring in 2 units, new windows throughout, 2 mini splits put in place. If you have skills or a great handyman to finish the final unit, this might be the best investment you can make. Call me for more information.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Tinora High SchoolGrades 9-124.8 mi
8/10
Tinora Elementary SchoolGrades K-44.9 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Water Heater,Electric Cooktop,Electric Range,Electric Range Connection,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Other
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Laminate

Heating & Cooling

  • Heating features: Electric,Mini Split,Natural Gas
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: I130015B07701

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot
  • Lot size dimensions: 69X63

Parking

  • Total spaces: 5
  • Parking features: Off Street,Side By Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$88$1,056
Property Taxes $108$1,296
Electricity $240$2,882
Total$1,042$12,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,725/yr
40% on housing$31,260/yr
45% on housing$27,786/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 43512$121
Defiance County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 43512$119
Defiance County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$119,900
2026-05-15Listed for sale$125,000
2022-04-21Sold$8,000

For Sale by Agent

AgentShawn Davis
BrokerageNorthwest Real Estate Services

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