520 7th St NW, Vernon, AL, 35592
About This Home
Charming 4-Bedroom Home with Spacious Yard, New Roof & Storm Shelter!! Welcome to this inviting 4-bedroom, 1.5-bath home offering comfort, space, and peace of mind. Perfectly suited for families or anyone needing extra room, this property features a large living room ideal for gatherings, movie nights, or relaxing after a long day. The home includes four well-sized bedrooms and a convenient half bath in addition to the full bathroom, providing flexibility for daily living. Step outside to enjoy the expansive fenced-in backyard — perfect for pets, play, gardening, or entertaining guests. For added security and value, the property also features a dedicated storm shelter, offering protection and reassurance during severe weather.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1962
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Garage,In Kitchen
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Fireplace features: Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,1 Unit
Interior Area
- Total structure area: 1,885
- Total interior livable area: 1,885 sqft
Property
Details
- Parcel number: 1105162002059000
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Storm Shelter
Lot
- Lot size: 0.39 Acres
Parking
- Parking features: Attached Carport,Concrete,Driveway
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Earthquake
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $25 | $300 |
| Electricity | $240 | $2,881 |
| Total | $1,196 | $14,352 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $129,900 |
| 2017-11-03 | Sold | $78,000 |
View on Zillow