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11445 Flagstone Cir, Rolla, MO, 65401

5beds
3baths
3,936sqft
$624,900
$159price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

Immaculate and well maintained 5-bedroom, 3-bath home in The Quarry located at the end of a cul-de-sac. Sellers added an additional bedroom with window, craft/office with cabinets, new roof in 2026, custom closet organizers in three closets, new downspouts and gutter guards, security cameras and Vivint security system, smart thermostat, ring doorbell, power, garage door opener and cabinets in JD room, new garage door opener and storage shelves in main garage, firepit and new landscaping. House was appraised in 2026 and is listed below appraised value. Main floor living area has an expansive vaulted open floorplan with lots of natural lighting and engineered hardwood. Kitchen is a dream with solid surface countertops and Stainless-Steel appliances for an integrated look. Open concept living allows great functionality to the main level living space. Covered deck spans the back of the house and property backs to trees and pond view making for a private retreat. Primary bedroom with tray ceiling detail connects a well-appointed bathroom with a spacious walk-in shower, double vanities, and 2 walk-in closets. Two additional bedrooms and bathroom complete the main level. Lower-level walks out across the back of the home, has 2 additional bedrooms, full bathroom, and another living area. There's a JD garage for mower storage with an opener and additional storage for personal items.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

10/10
5/10
Rolla Jr. High SchoolGrades 7-82.3 mi
5/10
Rolla Sr. High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Architectural Shingle
  • Construction materials: Cement Siding

Other

  • Builder name: Sbabo

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Dining/Living Room Combo,Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Solid Surface Countertop(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,781
  • Finished area above ground: 2,155

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,936
  • Total interior livable area: 3,936 sqft

Property

Details

  • Parcel number: 71039.231004001001.018
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 0.89 Acres
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$460$5,520
Property Taxes $328$3,936
Electricity $300$3,606
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 65401$125
Phelps County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 65401$135
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$624,900
2023-04-24Sold--
2023-04-21Pending sale$545,000
2023-03-30Contingent$545,000
2023-03-30Listed for sale$545,000
2021-12-09Sold--
2021-12-09Pending sale$475,000
2021-10-17Contingent$475,000
2021-09-10Listed for sale$475,000
2021-09-07Contingent$475,000
2021-08-24Listed for sale$475,000

For Sale by Agent

AgentAnnie R Bass
BrokerageAcar Real Estate, Inc

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