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314 Charolais St, Middletown, DE, 19709

2beds
3baths
1,794sqft
$460,000
$256price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

Welcome to the 55+ community of Traditions at Whitehall - Ashton Carriage Town Home. This home is an end unit has a first-floor owner's bedroom w/ full ensuite bath and walk-in closets, second floor has the 2nd bedroom, loft and an additional full bath. Standard 2-car garage, and additional finished upgrades can be purchased to your taste and budget. Community offers in ground pool w/lounge areas, clubhouse featuring exercise & billiards room, gathering/lounge space, full kitchen and a large outdoor patio/grilling area! Builder Splits Transfer Tax (***Photos are of a similar home and may contain options & upgrades not included in listing price shown.***)

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

9/10
Middletown High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Crawl Space
  • Roof: Pitched,Shingle
  • Construction materials: Stick Built,Concrete,Vinyl Siding

Other

  • Builder model: Ashton
  • Builder name: Benchmark Builders

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Hookups Only,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Dining Area,Kitchen - Table Space,Recessed Lighting,Primary Bath(s),Bathroom - Stall Shower,Walk-In Closet(s),9'+ Ceilings,Dry Wall,Vaulted Ceiling(s)
  • Door features: Insulated
  • Window features: Double Pane Windows,Screens,Vinyl Clad
  • Flooring: Ceramic Tile,Carpet,Luxury Vinyl
  • Finished area above ground: 1,794

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,794 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 13008.11135
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Exterior features: Lawn Sprinkler,Street Lights,Underground Lawn Sprinkler

Lot

  • Lot size: 2,860 sqft
  • Features: SideYard(s)

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$106$1,272
Property Taxes $276$3,312
Electricity $251$3,021
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 19709$200
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19709$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$460,000
2026-01-08Listed for sale$456,000
2024-08-17Listing removed--
2023-09-11Listing removed--
2022-11-21Listing removed$452,000
2022-09-28Listed for sale$452,000
2022-07-16Listing removed$452,000
2022-03-18Price change$452,000
2022-02-26Price change$437,000
2021-12-28Price change$424,000
2021-06-30Price change$414,000
2021-05-13Price change$409,000
2021-05-01Price change$404,000
2021-04-16Price change$394,000
2021-04-07Price change$384,000
2021-03-17Price change$374,000
2021-02-22Listed for sale$365,900
2021-02-08Listing removed--
2021-01-27Price change$365,900
2021-01-17Price change$360,900
2021-01-10Listed for sale$354,900

New Construction

AgentLindsay Shaffer
BrokerageRE/MAX Elite

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