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8409 Ridge Crest Dr, Killeen, TX, 76542

4beds
3baths
2,871sqft
$539,000
$188price/sqft
$3,589/moest. monthly cost
$143,560/yrincome needed

About This Home

Set on an over quarter-acre lot, this home offers the space you’ve been looking for with a backyard ready for relaxing, entertaining, or future possibilities. The exterior makes a strong first impression, leading into an immaculate interior designed for both comfort and style. Inside, wood-look tile floors flow through a stunning open living area that seamlessly connects the dining room, great room, and kitchen. The dining room features a tray ceiling that adds character, while the great room is anchored by a bold fireplace. The island kitchen is a standout with stainless steel appliances, granite counters, a white subway tile backsplash, and an abundance of cabinet space to keep everything organized. The owner’s suite is generously sized, creating a true retreat at the end of the day. The en suite bath feels like a spa with a modern soaking tub, separate walk-in shower, and plenty of space to unwind. A 3-car garage adds convenience and flexibility, and the covered patio out back is the perfect spot to enjoy the expansive yard. This home combines space, style, and thoughtful design in a way that’s easy to appreciate from the moment you walk in.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
5/10
Chaparral High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Plumbed For Ice Maker,Water Heater,Some Electric Appliances,Built-In Oven,Cooktop,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Tray Ceiling(s),Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,High Ceilings,His and Hers Closets,Home Office,MultipleDining Areas,Multiple Closets,Open Floorplan,Recessed Lighting,Soaking Tub,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Breakfast Area,Granite Counters
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 2,871 sqft

Property

Details

  • Parcel number: 534359

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 81 x 163

Parking

  • Total spaces: 3
  • Parking features: Attached,Door-Multi,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$377$4,524
Property Taxes $172$2,064
Electricity $315$3,783
Total$3,589$43,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,051/yr
40% on housing$107,670/yr
45% on housing$95,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 76542$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76542$142
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$544,000
2023-09-28Listing removed--
2023-07-07Price change$509,950
2023-06-18Listed for sale$504,950
2023-02-24Listing removed--
2022-11-29Pending sale$565,950
2022-11-21Listed for sale$565,950
2022-11-20Pending sale$565,950
2022-10-28Listing removed--
2022-09-02Pending sale$530,950
2022-08-23Listed for sale$530,950
2022-08-08Pending sale$530,950
2022-07-23Price change$530,950
2022-04-04Pending sale$525,950
2022-04-03Price change$525,950
2021-11-15Pending sale$459,950
2021-11-07Price change$459,950
2021-11-04Listed for sale$445,950

For Sale by Agent

AgentJean Shine
BrokerageColdwell Banker Apex, Realtors

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