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6490 Rector Rd, Sanger, TX, 76266

3beds
2baths
1,760sqft
$879,000
$499price/sqft
$6,361/moest. monthly cost
$254,440/yrincome needed

About This Home

GENERAL DESCRIPTION: Nestled in the peaceful countryside of Sanger, this charming 3-bedroom, 2-bathroom home sits on 10 beautiful acres and offers the perfect blend of country living and modern comfort. Surrounded by wide-open Texas skies, mature trees, and scenic pastureland, the property provides privacy, space, and endless possibilities for outdoor living. LOCATION: 6490 Rector Rd, Sanger, TX, 76266 Less than 10 miles to Sanger and Denton, TX WATER: There is a pond in the back yard offering great views from the back patio attached to the home. There is also a wet-weather creek on the property that wildlife use to traverse the property. IMPROVEMENTS: There is a 1,760 SQ. FT. home on the property. This home was completely updated by the current owners in the early 20's, from new cabinetry, paint and flooring to opening up the kitchen floor plan and building a covered back porch onto the home. This update gives a brand new atmosphere to the home. The home consists of 3 bedrooms and 2 bathrooms. There are also two utility rooms that have been used as storage and office in the past. CLIMATE: Sanger, TX, averages 40 inches of rain, one inch of snow and 233 sunny days per year. UTILITIES: The property has an aerobic septic system on the property. Bolivar Water Co-Op supplies water to the property, while electricity is provided by CoServ. WILDLIFE: White-Tail Deer, Hogs, Duck, Dove, Varmints MINERALS: Owner willing to convey owned minerals, if any, with the right offer. TERRAIN: Majority of the property is flat with a small slope towards the wet-weather creek. TAXES: Estimated taxes are $5,574 for 2026. CURRENT USE: Single Family Residence, Investment, Hay Production POTENTIAL USE: Single Family Residence, Investment, Hay Production, Recreational, Weekend Retreat, Horses, Hobby Farm ACCESS: Property has easy access off of Rector Road through a shared drive-way.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Krum Middle SchoolGrades 6-83.7 mi
5/10
Krum High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Walk-In Closet(s)

Interior Area

  • Total interior livable area: 1,760 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 22

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 16

Property

Details

  • Parcel number: R619055

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Acreage,Level,Pond on Lot,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Circular Driveway,Carport,Garage,Gravel,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$641$7,692
Property Taxes $1,038$12,456
Electricity $238$2,859
Total$6,361$76,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,091/yr
40% on housing$190,830/yr
45% on housing$169,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 76266$174
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 76266$200
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$879,000
2026-06-10Price change$995,000
2026-05-22Listed for sale$1,095,000

For Sale by Agent

AgentDaniel Dye
BrokerageKeller Williams Realty

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