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4109 Spur Trail Dr, Denton, TX, 76209

4beds
3baths
2,138sqft
$395,000
$185price/sqft
$3,043/moest. monthly cost
$121,720/yrincome needed

About This Home

Welcome home to this beautifully designed 4-bedroom, 3-full bath residence in Harvest Hill, featuring an open layout filled with natural light. Large windows throughout create a bright, inviting atmosphere that enhances the spacious living areas—ideal for both everyday living and entertaining. The split-bedroom arrangement provides added privacy, with the primary suite thoughtfully separated from the secondary bedrooms, making this home an excellent option for multigenerational living. Thoughtfully designed with both comfort and functionality in mind, the spacious layout offers flexibility to accommodate a variety of lifestyles and needs. Two secondary bedrooms currently have the doors removed to allow for wheelchair access. One of the secondary bedrooms includes an ensuite bath with accessible design elements, including a large tiled seat and grab bars in the shower, along with a sink offering wheelchair clearance. The home also includes zero-barrier entry at the front door and one garage threshold. Buyer is encouraged to confirm accessibility features as needed for their specific requirements. A versatile bonus room currently serves as a dining area but could easily function as a home office, workout space, or second living area—offering flexibility to suit your lifestyle. Step outside to a covered back porch that extends your living space outdoors, perfect for relaxing or dining while overlooking the large, fully fenced grassy yard. The generous backyard offers plenty of room for play, pets, or future outdoor enhancements. Blending comfort, functionality, and thoughtful design, this home offers a flexible layout in a warm and welcoming setting within Denton ISD.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

8/10
4/10
Strickland Middle SchoolGrades 6-81.6 mi
6/10
Ryan High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave
  • Laundry features: In Garage

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 12

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Dimensions: 16 x 12

Breakfast Room Nook

  • Level: First
  • Dimensions: 12 x 9

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,138 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 14 x 13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 17 x 16

Master Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Separate Shower
  • Level: First
  • Dimensions: 11 x 10

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 13

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Grip-Accessible Features,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: R723554
  • Exclusions: Hanging stainless glass above kitchen counter

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 7,056 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$348$4,176
Property Taxes $460$5,520
Electricity $238$2,859
Total$3,043$36,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,331/yr
40% on housing$91,290/yr
45% on housing$81,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 76209$144
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 76209$181
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$395,000
2023-10-17Sold--
2023-09-27Pending sale$365,000
2023-09-18Listing removed--
2023-09-15Price change$365,000
2023-09-11Price change$375,000
2023-08-30Price change$385,000
2023-08-21Price change$395,000
2023-08-11Listed for sale$400,000
2019-09-20Sold--

For Sale by Agent

AgentKim Gardner
BrokerageKeller Williams Realty

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