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214 Chestnut Oak Dr, Florence, AL, 35633

3beds
4baths
2,800sqft
$544,900
$195price/sqft
$3,611/moest. monthly cost
$144,440/yrincome needed

About This Home

Welcome to this exceptional one owner home, built in 2023 and designed with comfort, style, and space in mind! Offering 3 bedrooms plus a large bonus room with a private bath that could easily serve as a 4th bedroom, this home provides endless possibilities for growing families, guests, or a home office. The oversized primary suite is a true retreat, featuring a spacious bedroom and luxurious bath. Throughout the home, you'll find large rooms, custom cabinetry, and beautiful quartz countertops that add elegance and functionality to the open living spaces. A stunning staircase leads to the upstairs bonus room, creating a striking focal point and adding character to the home. Step outside and enjoy peaceful mornings or relaxing evenings on the covered deck overlooking open pasture land. The private setting offers beautiful views and a sense of tranquility rarely found. With modern finishes, abundant space, and quality construction throughout, this move-in-ready home is truly a must-see.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
5/10
Central High SchoolGrades 7-125.9 mi

Construction

Condition

  • Property condition: Standard
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectual/Dimensional
  • Construction materials: Brick,Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling - Smooth,Ceiling - Speciality,Ceiling Fan(s),High Ceilings,Chandelier,Counters-Quartz,His and Hers Closets,Double Vanity,Handicap Features,In-Law Floorplan,Pantry,Primary Bedroom Main,Primary Shower & Tub,Recessed Lighting,Storage,Tile Shower,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Vinyl
  • Attic: Access Only,Partially Floored,Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: 3+ Central Units,Central
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Handicap Access Bath

Details

  • Parcel number: 1508282001036.132
  • Zoning: R1

Features

  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Other
  • Has view: Yes
  • View description: Pasture
  • Frontage length: 111.21'

Lot

  • Lot size: 0.38 Acres
  • Features: Back Yard,City Lot,Corner Lot,Front Yard,Private,Sodded Yard,Sprinkler System
  • Lot size dimensions: 111.21' x 132.24'

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$398$4,776
Property Taxes $145$1,740
Electricity $313$3,759
Total$3,611$43,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,805/yr
40% on housing$108,330/yr
45% on housing$96,293/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 35633$130
Lauderdale County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 35633$152
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$544,900
2026-03-02Listing removed$549,750
2026-01-06Price change$549,750
2025-12-04Price change$549,800
2025-09-17Price change$549,900
2025-05-09Price change$579,000
2025-04-16Listed for sale$589,950
2022-10-06Sold$75,000

For Sale by Agent

AgentBeth Pirtle
BrokerageRE/MAX Tri-State

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