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321 Secesh River Rd, McCall, ID, 83638

2beds
3baths
904sqft
$699,000
$773price/sqft
$4,524/moest. monthly cost
$180,960/yrincome needed

About This Home

Nestled along the banks of the Secesh River, this exceptional property offers a rare opportunity to own a fully furnished, move-in-ready mountain retreat. Enjoy 119' of river frontage featuring a beautiful blend of mature timber and open space, creating the perfect setting for relaxation and outdoor recreation.The recently remodeled 2bd, 2ba home showcases custom woodwork, lvp flooring and a wood-burning stove. The enclosed garage provides ample storage and houses a 48v solar system, generator, washer, dryer and plenty of room for projects. Guests will appreciate the self-contained 1bd, 1ba tiny house, offering comfortable private accommodations. Across the road, a spacious shop provides storage for ATVs, snowmobiles and all your gear. This turnkey property is being sold fully furnished and includes an impressive assortment of equipment, including a riding lawn mower, snow blower, utility trailer, portable sawmill, snowmobile and a wide variety of yard and maintenance tools—making it ready to enjoy from day one. Ideally located just minutes from Burgdorf Hot Springs, the Stage Stop Bar & Grill and Yetti Pizza, you'll have easy access to year-round recreation, including fishing, hunting, hiking, snowmobiling, and soaking in natural hot springs. Recently installed fiber-optic service along the road offers the potential for high-speed internet. Winter access is by snowmobile only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Elk City Public SchoolGrades PK-844.3 mi
--
Grangeville High SchoolGrades 9-1249.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bath-Master,Number of Baths Main Level: 1,Number of Baths Upper Level: 1
  • Flooring: Carpet
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 784

Heating

  • Heating features: Wood,Other

Interior Area

  • Total structure area: 904
  • Total interior livable area: 904 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: RP0321000000450A

Features

  • Levels: Two
  • Spa features: Heated
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,River

Lot

  • Lot size: 1.92 Acres
  • Features: 1 - 4.99 AC,Views,Borders Public Owned Land,Wooded
  • Lot size dimensions: 767.3 x 125

Parking

  • Total spaces: 3
  • Parking features: Garage Door Access,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Avalanche
Lightning
Winter Weather

FEMA Declared Disasters in Idaho County and Idaho

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $667$8,004
Property Taxes $182$2,184
Electricity $141$1,695
Total$4,524$54,288

Income You'd Need if You Spent...

35% on housing$155,108/yr
40% on housing$135,720/yr
45% on housing$120,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$773This listing

vs Other Active Listings

Avg $/sqft

ZIP 83638$569
Idaho County$598

vs Homes Sold Last Month

Median $/sqft

ZIP 83638
Idaho County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMichael Voris
BrokerageMountain Resort Realty

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