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14063 N Link Ln, Mount Vernon, IL, 62864

5beds
4baths
3,488sqft
$425,000
$122price/sqft
$3,541/moest. monthly cost
$141,640/yrincome needed

About This Home

New Construction is Priced to Sell! Less than $150 per square foot! Located on almost 3 wooded acres in Summersville School District. 5 bedrooms, 4 baths, open floor plan with a separate huge family/media room. Kitchen has a 10' custom island and upgraded cabinets. Covered front and back porches and a circle drive. Already wired for a hot tub outside the primary bedroom! Plenty of room for parking with a circle drive! Are you concerned about no garage? Media/Family Room was converted from a garage. An Option is available to have an overhead garage door installed with other options possible! What about appliances? At the right price, an appliance option would be considered. This is truly a negotiable new construction! Lots of possibilities!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Summersville Grade SchoolGrades PK-80.6 mi
--
Mount Vernon High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Bedroom5

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 176
  • Dimensions: 11X16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 552
  • Dimensions: 24X23

Features

  • Vaulted Ceiling(s)
  • Door features: Sliding Doors,36" Minimum Entry Door,Lever Style Door Handles,Pocket Door(s)
  • Attic: Unfinished
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned,Sep Heating Systems - 2+
  • Cooling features: Central Air,Zoned,High Efficiency (SEER 14+)

Interior Area

  • Total structure area: 3,488
  • Total interior livable area: 3,488 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 1
  • Dimensions: 1X1

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 70
  • Dimensions: 7X10

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 714
  • Dimensions: 21X34

Master Bedroom

  • Features: Flooring (Luxury Vinyl),Bathroom (Full)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0728201009
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 2.86 Acres
  • Features: Wooded
  • Lot size dimensions: 186x667

Parking

  • Total spaces: 6
  • Parking features: Gravel,Driveway,Direct Access,Circular Driveway,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$565$6,780
Property Taxes $559$6,708
Electricity $268$3,219
Total$3,541$42,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,405/yr
40% on housing$106,230/yr
45% on housing$94,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$86
Jefferson County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$425,000
2026-03-04Price change$450,000
2026-02-09Listed for sale$475,000
2026-01-29Listing removed$475,000
2025-10-17Price change$475,000
2025-08-15Listed for sale$525,000
2020-08-14Sold$12,500
2018-06-29Sold$12,000

New Construction

AgentCynthia Bevis, AHWD,CSC,e-PRO,GRI,SRES,SRS
BrokerageKing City Property Brokers

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