See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1205 E Main St, Benton, IL, 62812

2beds
1baths
10,500sqft
$139,000
$13price/sqft
$1,954/moest. monthly cost
$78,160/yrincome needed

About This Home

The perfect combination of commercial and residential living. Buildings are approximately 3700sf of space with 1050sf making up the living quarters. Complete with a kitchen, living room, seperate living area, and 2 bedrooms. The attached garage bosts a 4 car garage/work shop with a loft area. Fenced in back yard. Live and work in the same space or have plenty of room for all your hobbies. Keep warm in the shop with the wood burning stove.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Benton Grade School 5-8Grades 5-80.4 mi
5/10
Benton Cons High SchoolGrades 9-120.6 mi
4/10
Benton Grade School K-4Grades PK-40.5 mi

Construction

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 126
  • Dimensions: 14X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 10,500 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0817390006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 70x150

Parking

  • Total spaces: 4
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$309$3,708
Property Taxes $136$1,632
Electricity $807$9,691
Total$1,954$23,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,994/yr
40% on housing$58,620/yr
45% on housing$52,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$13This listing

vs Other Active Listings

Avg $/sqft

ZIP 62812$100
Franklin County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62812
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Listed for sale$139,000
2025-08-28Listing removed$139,000
2025-03-28Price change$139,000
2024-10-04Price change$159,000
2024-08-30Price change$169,000
2024-07-16Listed for sale$179,000
2022-03-17Sold$86,000
2022-01-26Pending sale$89,900
2021-12-28Listed for sale$89,900
2021-12-23Pending sale$89,900
2021-10-26Listed for sale$89,900

For Sale by Agent

AgentJESSICA LINDHORST
BrokerageHeavenly Homes Real Estate

Similar Homes