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700 Yates Lake Dr, Scottsville, KY, 42164

5beds
5baths
4,795sqft
$1,250,000
$261price/sqft
$8,499/moest. monthly cost
$339,960/yrincome needed

About This Home

LUXURY LAKEFRONT ESTATE - BARREN RIVER LAKE with Private Dock and Panoramic Views! 4,795 SQFT of Refined Living. PROPERTY OVERVIEW: Exceptional lakefront estate offering the ultimate in luxury and entertainment. This meticulously designed 5-bedroom, 5-bathroom home sits on nearly three-quarters of an acre with private dock access and breathtaking lake views from virtually every room! MAIN LEVEL HIGHLIGHTS: • Grand Entrance: Two-story foyer with powder room and stunning lake vistas• Great Room: Expansive family room with double-sided fireplace and floor-to-ceiling lake views • Formal Dining: Elegant dining room overlooking the water plus 6 stool breakfast bar for extra eating areas • Gourmet Kitchen: Chef's paradise featuring: Professional 6-burner gas range with grilling plate, Three dishwashers for effortless entertaining, Wine cooler and coffee station, Granite and butcher block countertops, Prep sink and built-in desk area, Walk-in pantry.• Bedrooms 2 & 3: Connected by Jack-and-Jill bathroom • Utility Room: Laundry with prep sink PENTHOUSE PRIMARY SUITE: Private upper-level retreat featuring: • Secluded master bedroom with private lake-view balcony • His and hers closets • Spa-like bathroom with whirlpool tub, separate shower, and double vanities • 23' x 11' sitting area with hidden attic storage access LOWER-LEVEL ENTERTAINMENT • Media Room: Perfect for movie nights with adjacent half bath • Refreshment Station: Room with mini refrigerator • Bedrooms 4 & 5: Jack-and-Jill bathroom • Recreation Room & Workshop: Climate-controlled spaces • Flexible Garage Space: Can convert back to 3-car garage (doors and openers intact) OUTDOOR PARADISE • Waterfront: 0.746 acres across two lots (Lot 28: 0.42 acres, Lot 27: 0.326 acres - negotiable) Private Dock: Direct Lake access with exclusive steps • Professional Landscaping: Recently completed (2021-2022) including: Custom retaining walls, Fire pit with covered wood storage, Premium railings and lake fencing. PREMIUM FEATURES • Fiber optic internet connectivity• Sump pump system • Radon mitigation system (precautionary installation) • Climate-controlled basement with ductless split system • Open floor plan maximizing lake views LOCATION: Beautiful Barren River Lake - perfect for boating, swimming, and water recreation. This is more than a home - it's a lifestyle. Schedule your private showing today and experience lakefront luxury at its finest

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: New Construction
  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Grill Range,Microwave,Gas Range,Refrigerator,Self Cleaning Oven,Dryer,Washer,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 2130

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished-Full,Full,Garage Entrance,Interior Entry,Exterior Entry,Walk-Out Access,Walk-Up Access

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 273.9306

Bedroom3

  • Level: Main
  • Area: 235.4236

Bedroom4

  • Level: Basement
  • Area: 251.2222

Bedroom5

  • Level: Basement
  • Area: 230.5556

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 281.9583

Family Room

  • Level: Main
  • Area: 835.9375

Features

  • Bookshelves,Ceiling Fan(s),Closet Light(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walls (Dry Wall),Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Tilt,Wood Frames,Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Double Room
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Central,Ductless,Propane
  • Cooling features: Central Air,Central Electric,Ductless

Interior Area

  • Total structure area: 4,795
  • Total interior livable area: 4,795 sqft

Kitchen

  • Features: Granite Counters,Bar,Pantry
  • Level: Main
  • Area: 439.6389

Master Bathroom

  • Level: Upper
  • Area: 332.1111

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Handicap Parking,Level Drive,Low Pile Carpet,Seat in Shower,Walk in Shower

Details

  • Parcel number: 62A28 & 62A27

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Covered Deck,Deck
  • Exterior features: Balcony,Concrete Walks,Lighting,Garden,Landscaping,Mature Trees,Outdoor Lighting,Trees
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Rail
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Privileges,Lake Front,Public Lake,Lake
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 0.75 Acres
  • Features: Trees,County,Cul-De-Sac,Out of City Limits,Recreational Area,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Garage Door Opener,Heated Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$898$10,776
Property Taxes $903$10,836
Electricity $378$4,544
Total$8,499$101,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,394/yr
40% on housing$254,970/yr
45% on housing$226,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$146
Allen County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,250,000
2008-11-19Sold$562,000

For Sale by Agent

AgentMary Bess Pedigo-Scott
BrokerageReal Estate Solutions

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