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1464 Hawk Ridge Rd, London, KY, 40741

4beds
4baths
4,038sqft
$1,150,000
$285price/sqft
$7,641/moest. monthly cost
$305,640/yrincome needed

About This Home

IMMEDIATE POSSESSION and partially furnished!!!!!!! Wake up every day to breathtaking panoramic views of Woods Creek Lake from this one-of-a-kind waterfront retreat! Completely remodeled from top to bottom, this exceptional property offers over 4,000 square feet of living space in the main home plus a charming guest cabin, making it perfect for a private family compound, vacation getaway, or income-producing Airbnb opportunity. The main home features 4 bedrooms, 3.5 bathrooms, and 4,039 square feet of beautifully updated living space. Recent improvements include a new roof, HVAC system, plumbing, paint, flooring, and a stunning custom kitchen featuring polished concrete countertops. The thoughtfully designed floor plan offers two bedrooms and a full bath upstairs, while the main level boasts an open-concept living, dining, and kitchen area, a half bath, and a spacious primary suite. The walkout basement provides additional living space with a large great room, bedroom, full bath, and laundry area. A wraparound porch allows you to soak in the incredible lake views from multiple vantage points, while a large attic offers abundant storage. Adding even more value is the detached 1,060-square-foot cabin, estimated to date back to the 1800s. Full of character and rustic charm, the cabin features an open-concept main level with a kitchenette, full bathroom, loft sleeping area, and grilling deck overlooking the lake. Whether used for guests, rental income, or a private retreat, the possibilities are endless. Outdoor enthusiasts will appreciate the brand-new dock, providing direct access to Woods Creek Lake for boating, fishing, kayaking, and relaxing on the water. As an added bonus, most furnishings in both the main home and cabin are included, allowing you to start enjoying lake life immediately. Properties offering this level of renovation, lake frontage, guest accommodations, and income potential are incredibly rare. Schedule your private showing today and experience the beauty of waterfront living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Colony Elementary SchoolGrades PK-53.9 mi
4/10
North Laurel High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Ceiling Fan(s),Soaking Tub
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Log,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,346
  • Finished area above ground: 2,692

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,038
  • Total interior livable area: 4,038 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0240000019.00

Features

  • Levels: Three Or More
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Rural,Trees/Woods,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterbody name: Wood Creek Lake

Lot

  • Lot size: 0.92 Acres
  • Features: Secluded,Many Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$939$11,268
Property Taxes $569$6,828
Electricity $318$3,826
Total$7,641$91,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,977/yr
40% on housing$229,230/yr
45% on housing$203,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$141
Laurel County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$1,100,000
2026-07-24Price change$1,150,000
2026-06-25Listed for sale$1,200,000
2025-12-05Sold$305,000

For Sale by Agent

AgentKrystil Greer
BrokerageCENTURY 21 Advantage Realty

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