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61 Cayenne Ln, London, KY, 40741

4beds
3baths
2,184sqft
$308,000
$141price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Welcome to this spacious, beautiful, 4-bedroom 3 full bath home, offering 2,184 sqft with a desirable split bedroom floor plan. The primary sweet is located on one side of the home, with 3 additional bedrooms on the other, creating a comfortable layout. Enjoy a massive living area situated right off the well-appointed eat-in kitchen. Both the kitchen and all bathrooms feature granite countertops and soft close cabinetry. The home has timeless hardwood floors throughout along with plenty of storage. Step out onto the back porch - accessible from both the primary bedroom and the kitchen - perfect for relaxing or entertaining. Situated on a quiet cul-de-sac, this home has been very gently lived in and offers a simple, easy-living lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades PK-51.7 mi
4/10
North Laurel High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 0396000050.03

Features

  • Levels: One
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,557$18,684
Home Insurance *$251$3,012
Property Taxes $196$2,352
Electricity $172$2,069
Total$2,176$26,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$145
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$308,000
2026-04-01Listed for sale$308,000
2025-02-10Sold$265,000
2025-01-21Contingent$272,000
2025-01-10Price change$272,000
2025-01-03Pending sale$259,900
2024-12-10Contingent$259,900
2024-12-03Listed for sale$259,900
2019-03-11Sold$178,900

For Sale by Agent

AgentTara DePalma
BrokerageUnited Real Estate Bluegrass

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