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49 Circle Dr, Clarkson, KY, 42726

2beds
2baths
1,171sqft
$314,900
$269price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

Charming and cozy two-bedroom, one-and-a-half-bath home on 2 lots located in the desirable Linwood Park subdivision at Nolin Lake. This well-maintained property offers the perfect blend of relaxation and recreation, featuring abundant outdoor entertaining space, including a fire pit area and a covered porch that wraps around nearly half of the home. Inside, you'll find a welcoming living room with a gas fireplace, perfect for cozying up on cool spring and fall evenings. Recent updates include a new roof and an updated bathroom featuring a beautiful tile shower, adding both value and appeal. Currently operating as a successful weekend rental, this property presents an excellent opportunity for those seeking a vacation home with income-producing potential. Conveniently located near a dollar store, gas station, and Buoys at the Lodge, you'll have easy access to dining, supplies, and lake essentials. A dock is available for transfer to the new owner, subject to Corps of Engineers approval, for personal enjoyment at the lake. Whether you're looking for a personal retreat, an investment property, or both, this lake-area gem is worth a look! Give the listing agents a call today!! WE KNOW Nolin!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
Clarkson Elementary SchoolGrades PK-511.1 mi
8/10
4/10
Grayson County High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,171

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,171
  • Total interior livable area: 1,171 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: LINWOOD P C017, LINWOOD P C018

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Boat Slip
  • Fencing: None

Lot

  • Lot size: 0.58 Acres
  • Features: Irregular Lot,Cleared,Level,Wooded

Parking

  • Parking features: Entry Front,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$250$3,000
Property Taxes $131$1,572
Electricity $154$1,850
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 42726$141
Grayson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 42726
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$314,900
2020-08-07Sold$210,000
2020-06-25Pending sale$229,000
2020-06-20Listed for sale$229,000

For Sale by Agent

AgentCarol S Humphrey
BrokerageGreater Nolin Lake Realty Group

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