86 Matthew St, Munfordville, KY, 42765
About This Home
HOME HAS AN ACCEPTED CONTRACT WITH A 48 HOUR FIRST RIGHT OF REFUSAL IN PLACE. Charming, move-in ready 3-bedroom, 2-bath ranch situated in a rural setting just minutes from the highway—offering the perfect balance of country living and convenience. This home is well-maintained, comfortable, functional, and ready for it's next owners. The primary suite features a private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Outside features a spacious backyard and a shady front porch perfect for relaxing. Don't miss your chance to own a low-maintenance home in a peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Crawl Space,Concrete Blk
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
Family Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,200
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0640401004.00
Features
- Stories: 1
- Patio & porch: Deck,Porch
- Fencing: None
Lot
- Lot size: 0.45 Acres
Parking
- Parking features: Off Street,Entry Front,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $163 | $1,956 |
| Electricity | $154 | $1,850 |
| Total | $1,512 | $18,144 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $205,000 |
| 2024-03-29 | Sold | $190,000 |
| 2024-02-05 | Pending sale | $198,000 |
| 2024-01-06 | Listed for sale | $198,000 |
| 2019-10-02 | Sold | $109,900 |
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