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980 Royal Oak Dr, Jackson, MS, 39209

4beds
3baths
3,101sqft
$85,500
$28price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

Welcome to Rolling Hills - South Jackson's Hidden Gem! This spacious 4-bedroom, 3-bath home offers over 3,000 square feet of comfortable living space, perfectly situated on an oversized yard in Rolling Hills subdivision. With plenty of room both inside and out, this property is ideal for entertaining. Step inside to find a thoughtfully designed floor plan featuring an eat-in kitchen alongside a formal dining room, perfect for both casual meals and special gatherings. The home boasts multiple living areas, including a cozy family room, an inviting living room, and a private office. The three-car garage provides ample parking and storage space, while the spacious yard offers endless potential for outdoor fun. With its classic charm and generous layout, this home is ready for your personal touch. Bring your imagination to make it truly your own. Call your favorite real estate professional today to schedule your private tour!

Getting Around

19
WalkingCar-Dependent
20
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

2/10
1/10
Blackburn Middle SchoolGrades 6-82.0 mi
4/10
Provine High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Pantry,Primary Downstairs,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Aluminum Frames
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,101
  • Total interior livable area: 3,101 sqft

Property

Details

  • Parcel number: 06480150000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $432$5,184
Home Insurance *$360$4,320
Property Taxes $51$612
Electricity $288$3,460
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 39209$101
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39209$48
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$90,000
2026-04-17Pending sale$90,000
2026-03-27Listed for sale$90,000
2026-02-05Pending sale$90,000
2026-01-19Listed for sale$90,000

For Sale by Agent

AgentTerri Bowens
BrokerageRoyal Chateau Realty, LLC

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