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38 N1349, Vernon, AZ, 85940

5beds
5baths
2,704sqft
$1,890,900
$699price/sqft
$10,785/moest. monthly cost
$431,400/yrincome needed

About This Home

Main home is 2,704 SqFt and Separate quest quarters are 989 SqFt making this 3,693 total living spaces. **Rare Opportunity: Own a Fully Updated PRIVATE Mountain Retreat with Direct Gated Access to the Apache-Sitgreaves National Forest.** WELCOME to **Red Cabin Ranch Estates** an exclusive gated community nestled on the boundary of the vast 2.76-million-acre Apache-Sitgreaves National Forest. This custom log home sits on 20.76 Acres (904,305.6 SqFt - 2 Parcels) with direct borders on the north and west. A private gate on the property provides immediate access to hundreds of miles of trails and roads through one of Arizona's premier public lands. The home features a dramatic 3,235.25 SqFt wrap around porch capturing panoramic views. Recently extended, the back deck READ MORE!!! the back deck includes a luxurious hot tub, built in gas fire pit, and generous seating, perfect for family evenings or enjoying breathtaking sunsets. Completely Refreshed Interiors deliver turnkey luxury. Fresh paint on all walls/ceilings, new carpet upstairs (main house & guest house), new ceiling fans throughout, and upgraded door hardware with numeric keypad locks. Souring tongue and grove ceilings, solid wood flooring, and a stunning floor-to-ceiling stone wood burning fireplace (upgraded with new stone inside and out). Gourmet kitchen with new granite countertops/backsplash, extended island and counters, new sink/faucet, recessed lighting, and full suite of new stainless steel appliances. Primary Suite with custom his-and-hers closets with built-ins and updated bath. All bathrooms feature new granite, clear glass shower doors, updated tile/grout, fixtures, toilets/bidets, and lighting. Upstairs loft with recessed lights, flat screen TV, and antler chandelier. Private guest retreat above the garage with a large great room, two bedrooms, and newly added half bath. Outstanding Outdoors & Functional Upgrades!! Whole Home Back-up Generator, Starlink Highspeed Internet, Security System with Ring Cameras! Improved stone/rock driveways and walkways, updated exterior stone and lighting, stone entrance columns. Zip lines, 6-target walking archery range with two lanes shooting out to 100 yards, above ground garden with watering system, RV parking with hookups, private well, owned 500 gallon propane tank (buried). Fully equipped garage with hot water heater wash station, Tonal workout system, Peloton Cycle, extensive shelving, refrigerator/freezer combo, and deep freezer. Year Round Recreation!! Exceptional - direct access to the National Forest for hiking, biking, or ATVing, world class elk hunting in Unit 1, and a community stocked catch and release pond (stocked annually with 1-3 LB trout) just a short distance from your front door! In winter, Arizona Snowbowl is approximately 45 minutes away, offering excellent skiing and snowboarding. Experience the pinnacle of mountain living: direct access to millions of acres of national forest, abundant wildlife, four-season recreation, and modern comforts in a beautifully updated custom log home. Your White Mountain legacy property awaits at Red Cabin Ranch Estates!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-85.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Stemwall
  • Roof: Shingle,Pitched
  • Construction materials: Wood Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Master Downstairs,Vaulted Ceiling(s),Shower,Tub/Shower,Double Vanity,Dressing Area,Full Bath,Kitchen/Dining Room Combo,Breakfast Bar,Split Bedroom
  • Window features: Blinds,Double Pane Windows,Window Coverings,Wood Frames
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 2,704 sqft

Property

Accessibility

  • Accessibility features: Battery or Backup Generator

Details

  • Parcel number: 10682043
  • Zoning description: Agricultural

Features

  • Patio & porch: Deck
  • Exterior features: RV Hookup,Rain Gutters,Outdoor Grill
  • Has spa: Yes
  • Fencing: Privacy,USFS
  • Has view: Yes
  • View description: Panoramic
  • Horses can be raised: Yes

Lot

  • Lot size: 20.76 Acres
  • Features: Corners Marked,Wooded,Tall Pines On Lot,Landscaped
  • Lot size dimensions: SqFt = 904,305.6

Parking

  • Parking features: Heated Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Cold Wave

FEMA Declared Disasters in Apache County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,561$114,732
Home Insurance $608$7,296
Property Taxes $330$3,960
Electricity $286$3,436
Total$10,785$129,420

Income You'd Need if You Spent...

35% on housing$369,771/yr
40% on housing$323,550/yr
45% on housing$287,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$699This listing

vs Other Active Listings

Avg $/sqft

ZIP 85940$179
Apache County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 85940
Apache County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$1,890,900

For Sale by Agent

AgentKathlyn Covey
BrokerageLong Realty Covey Luxury Properties

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