




45 Jenna Jo Avenue, Saratoga Springs, NY, 12866
About This Home
Welcome to Oak Ridge by Beechwood Homes! This 4,272 SF luxury spec home (permit in hand) offers 5 bedrooms, 4.5 baths and a private study in one of Saratoga's most sought-after communities. The striking exterior features dramatic rooflines, stone accents and expansive windows. The open-concept first floor includes a gourmet kitchen with oversized island, spacious living area and a first-floor bedroom with full bath, ideal for guests or flexible living. Upstairs you'll find a luxurious primary suite with dual walk-in closets, three additional bedrooms and a convenient second-floor laundry. An exceptional opportunity to own a new construction home already underway with the ability to personalize select finishes at Oak Ridge. Photos are for example purposes. This home is to be built.
Getting Around
Schools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Cedar,Fiber Cement,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range Hood,Refrigerator
- Laundry features: Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet,Solid Surface Counters,Tray Ceiling(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Kitchen Island
- Door features: ENERGY STAR Qualified Doors
- Window features: ENERGY STAR Qualified Windows
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,272
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,272
- Total interior livable area: 4,272 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Living Room
- Level: First
Mud Room
- Level: First
Office
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 411500 180.09 1 37
- Zoning description: Single Residence
Features
- Patio & porch: Covered,Front Porch
- Fencing: None
Lot
- Lot size: 0.51 Acres
- Features: Level,Cleared
Parking
- Total spaces: 6
- Parking features: Garage Door Opener,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,124 | $133,488 |
| Home Insurance * | $560 | $6,720 |
| Property Taxes | $2,328 | $27,936 |
| Electricity | $705 | $8,471 |
| Total | $14,717 | $176,604 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-07 | Price change | $2,200,000 |
| 2025-03-26 | Listed for sale | $1,925,000 |
| 2025-03-01 | Listing removed | $1,925,000 |
| 2024-11-04 | Listed for sale | $1,925,000 |
