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19 Catalina Drive, Ballston Spa, NY, 12020

4beds
4baths
2,400sqft
$842,000
$351price/sqft
$5,742/moest. monthly cost
$229,680/yrincome needed

About This Home

Welcome to Homestead Landing - Nestled among expansive open spaces with generous setbacks, this picturesque community offers homesites from just over an acre to nearly 10 acres--ideal for privacy, tranquility, and a neighborhood feel. Enjoy public water, sewer, and natural gas. Build your dream home with award-winning Bella Home Builders, selecting from various styles and layouts, or customize your new home. Homestead Landing blends elegance, comfort, and accessibility. Images shown represent the builder's work and may include options or upgrades not in the base price. To Be Built

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Drywall,Vinyl Siding

Other

  • Builder model: Tranquillo
  • Builder name: Bella Home Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Water Heater,Microwave,Range,Range Hood
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Grinder Pump,High Speed Internet,Walk-In Closet(s),Ceramic Tile Bath,Kitchen Island
  • Door features: Sliding Doors
  • Window features: Low Emissivity Windows,Screens,Egress Window
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 189.7117
  • Zoning description: Single Residence
  • Special condition: Standard
  • Other equipment: Grinder Pump,Irrigation Equipment

Features

  • Patio & porch: Front Porch
  • Exterior features: Lighting

Lot

  • Lot size: 1.79 Acres
  • Features: Private,Cleared

Parking

  • Total spaces: 6
  • Parking features: Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,257$51,084
Home Insurance *$198$2,376
Property Taxes $891$10,692
Electricity $396$4,759
Total$5,742$68,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,868/yr
40% on housing$172,260/yr
45% on housing$153,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$233
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Price change$842,000
2025-04-25Listed for sale$720,000

New Construction Spec

AgentRichard Gargiulo
BrokerageSterling Real Estate Group

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