21 Harbor Lane, Cohoes, NY, 12047
About This Home
RIVERFRONT QUICK DELIVERY! 5 Bedroom (or 4 bed and study), 3 full Bath Ranch home with open floor plan and luxury primary suite. River views and sunsets overwhelm the senses. High-end builder amenities such as 9' first floor ceilings, granite, Hardwood, ceramic tile, stainless steel appliances and more. North Colonie Schools. Photos are examples of finishes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Roof: Asphalt
- Construction materials: Stone,Vinyl Siding
Other
- Builder model: Skylight 2
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- High Speed Internet,Walk-In Closet(s),Eat-in Kitchen
- Door features: Sliding Doors
- Flooring: Ceramic Tile,Granite,Hardwood
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,038
Foyer
- Level: First
Full Bathroom
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,038
- Total interior livable area: 2,038 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 012689422109
- Special condition: Standard
Features
- Patio & porch: Porch
- Exterior features: Lighting
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterbody name: Mohawk River
Lot
- Lot size: 5,662 sqft
- Features: Level,Sprinklers In Front,Views,Cleared,Landscaped,Waterfront
Parking
- Total spaces: 2
- Parking features: Off Street,Paved,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,116 | $37,392 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $873 | $10,476 |
| Electricity | $336 | $4,041 |
| Total | $4,553 | $54,636 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $616,300 |
| 2026-05-09 | Listing removed | $616,300 |
| 2025-11-08 | Listed for sale | $616,300 |
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