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571 Prospect St SW, Le Mars, IA, 51031

5beds
3baths
2,557sqft
$410,000
$160price/sqft
$2,862/moest. monthly cost
$114,480/yrincome needed

About This Home

Welcome to 571 Prospect Street! This beautifully maintained home still feels like new and is ready for its next owners. The open concept main floor offers the perfect blend of comfort and functionality, featuring a spacious living room, dining area, and kitchen centered around a large island that's ideal for meal prep, entertaining, or gathering with friends. The main floor includes 2 generously sized bedrooms, a full bathroom, and a private primary suite complete with a walk-in closet and en-suite bathroom. The primary bathroom conveniently connects to the main-floor laundry room, making everyday living a breeze. Downstairs, you'll find even more living space with two additional bedrooms, a full bathroom, a large family room, and a versatile bonus area that could serve as an office, playroom, home gym, bar area, or even a potential sixth bedroom. A spacious storage room provides plenty of room for all your extras. Step outside and enjoy the covered patio overlooking the backyard, complete with an electrical-equipped storage shed for hobbies, projects, or additional storage. Rounding out this impressive property is a fully finished three-stall attached garage, offering ample space for vehicles, toys, and tools. Don't miss your opportunity to own this move-in-ready home with room to grow!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
8/10
Le Mars Middle SchoolGrades 6-80.4 mi
7/10
Le Mars High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Poured

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Master Bath,Master WI Closet,Kitchen Island
  • Finished area below ground: 1,000
  • Finished area above ground: 1,557

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,557
  • Total interior livable area: 2,557 sqft

Property

Details

  • Parcel number: 1221101067
  • Exclusions: See Systems & Utilities Disclosure

Features

  • Patio & porch: Patio

Lot

  • Lot size: 8,712 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Triple,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$261$3,132
Property Taxes $338$4,056
Electricity $190$2,288
Total$2,862$34,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,125/yr
40% on housing$85,860/yr
45% on housing$76,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 51031$145
Plymouth County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 51031
Plymouth County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$410,000
2026-06-15Listed for sale$423,000
2018-08-31Sold$265,000

For Sale by Agent

AgentKylie Petty
BrokerageCentury 21 ProLink - Le Mars

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