9928 S State St, Reed City, MI, 49677
About This Home
Come get a piece of the lakefront life! This 2 bed 2 bath ranch home is set up with a beautiful view of Austin Lake, a no-wake fishing and recreational lake that is around 30 feet deep, and holds an incredible amount of wildife and charm. You will fall in love with this peacful setting, and the minimal development on the lake prodives waterfront quiet and privacy that is tough to find. Deck space, yard space, and space to grow are not scarce on this nearly 1 acre parcel. The home is ready to move into, and offers up some nice recent updates. Come and take a look today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Roof: Composition
- Construction materials: Block,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Wood
- Fireplace features: Gas Log,Living Room
- Finished area below ground: 650
Heating
- Heating features: Baseboard
Interior Area
- Total structure area: 960
- Total interior livable area: 1,560 sqft
Property
Details
- Parcel number: 67 0862500500
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Austin Lake
Lot
- Lot size: 0.63 Acres
- Features: Wooded,Rolling Hills
- Lot size dimensions: 88 x 346 x 61 x 371
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $415 | $4,980 |
| Electricity | $188 | $2,259 |
| Total | $1,903 | $22,836 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $229,000 |
| 2023-10-31 | Sold | $182,000 |
| 2023-10-10 | Pending sale | $189,900 |
| 2023-08-12 | Price change | $189,900 |
| 2023-07-29 | Listed for sale | $200,000 |
For Sale by Agent
View on Zillow