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8814 County Road #400-A, Ava, MO, 65608

5beds
3baths
2,736sqft
$395,000
$144price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

5 bedroom homes are hard to find, you will not be disappointed with this one! A nice country setting but only a few minutes from town. This 5 bed 3 bath home features all hardwood and tile flooring. 2 living rooms and a large dining area are amazing for a large family or to entertain guests. Newer appliances adorn the kitchen including a brand new dishwasher. A roof and siding that were replaced a couple years ago bring worry and maintenance free years to enjoy your home. A ''Hardy'' brand outdoor wood furnace can be used to heat the home as well as provide unlimited hot water to the home. There is also a gas furnace and air conditioner all of which are central and service the whole house. Speaking of hot water, there are two brand new water heaters, if you don't have the outdoor wood furnace going to provide hot water. There is a pool that is conveniently set partially below ground level with a deck to enjoy on those hot days or cool evenings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Ava Middle SchoolGrades 5-82.4 mi
6/10
Ava High SchoolGrades 9-122.4 mi
5/10
Ava Elementary SchoolGrades PK-42.4 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,736

Heating & Cooling

  • Heating features: Forced Air,Boiler,Wood Burning Furnace,Central,Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,736
  • Total interior livable area: 2,736 sqft

Property

Details

  • Parcel number: 110.522000000024.002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$215$2,580
Property Taxes $125$1,500
Electricity $208$2,507
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 65608$166
Douglas County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 65608
Douglas County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$395,000

For Sale by Agent

AgentDerek Wilkerson
BrokerageCentury 21 Hometown Properties

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