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62 Charming Way, Santa Rosa Beach, FL, 32459

2beds
3baths
1,512sqft
$750,000
$496price/sqft
$5,174/moest. monthly cost
$206,960/yrincome needed

About This Home

Tucked just off Scenic Highway 30A and moments from the sand, 62 Charming Way pairs the location buyers want with the easy coastal lifestyle they are searching for. Hidden behind Stinky's Fish Camp in a quiet community, this fully furnished retreat offers a rare blend of convenience, comfort, and charm, all just a short golf cart ride or easy stroll to Dune Allen Beach Access. From the moment you arrive, the setting feels like a private coastal hideaway. Owners and guests enjoy access to a resort-style community pool, perfect for slow afternoons, post-beach swims, and relaxed evenings under the Florida sun. Inside, the home lives beautifully with a bright, open layout designed for gathering. Natural light fills the main living spaces, while the living room flows seamlessly into the dining area and kitchen for an easy, connected feel. The kitchen is both functional and inviting, featuring stainless steel appliances, a large island with seating, generous prep space, and a spacious pantry. A half bath and laundry closet on the first floor add everyday convenience without sacrificing style. Upstairs, the primary suite offers a private bath and a comfortable place to unwind, while the guest suite also enjoys its own en suite bath. A flexible loft area expands the home's livability with custom built-in bunks and three full-size mattresses, creating the kind of extra sleeping space that makes hosting family and friends easy. And then there is the lifestyle. From sunset dinners and live music at Shunk Gulley to local favorites like Stinky's Fish Camp, Vue on 30A, and the shops and cafes of Gulf Place Town Center, this location places you in the heart of everything that makes this stretch of 30A so loved. Blue Mountain Beach and Grayton Beach are also just a short drive away when you feel like exploring beyond your own backyard. Whether positioned as a full-time residence, vacation retreat, or income-producing rental, 62 Charming Way delivers the kind of location, layout, and livability that is increasingly hard to find along 30A.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Trim Wood,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: Second
  • Dimensions: 0 x 0

Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Dimensions: 0 x 0

Features

  • Breakfast Bar,Hallway Bunk Beds,Kitchen Island,Recessed Lighting,Pantry,Shelving
  • Flooring: Hardwood,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: Second
  • Dimensions: 0 x 0

Master Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Other

  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 043S20344000000170
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony,Columns,Outdoor Shower

Lot

  • Lot size: 2,613 sqft
  • Features: Covenants,Restrictions,Within 1/2 Mile to Water
  • Lot size dimensions: 38 x 76 x 36 x 74

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$637$7,644
Property Taxes $548$6,576
Electricity $197$2,366
Total$5,174$62,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,394/yr
40% on housing$155,220/yr
45% on housing$137,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$603
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$825,000
2025-05-16Listing removed$899,900
2025-03-27Listed for sale$899,900
2025-03-27Listing removed$950,000
2025-03-13Price change$950,000
2025-02-18Listed for sale$965,000
2022-08-05Sold$875,000
2022-06-18Pending sale$925,000
2022-05-31Price change$925,000
2022-05-18Price change$935,000
2022-05-03Price change$949,900
2022-04-27Listed for sale$989,500
2020-07-20Sold$434,400
2018-10-25Sold$151,000

For Sale by Agent

AgentKendall L Hood
BrokerageCompass

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