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156 McCloud Rd, Freeport, FL, 32439

1beds
1baths
480sqft
$329,000
$685price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

Newly constructed home nestled on over an acre of cleared land in the heart of Freeport. With utilities in place and a new septic system installed, this property offers ample room to expand—build a larger home or a second residence! This uniquely decorated home was operated as a successful short-term vacation rental with a strong rental history. Complete with hardwood floors throughout, a kitchen island, butcher block countertops, stainless steel appliances, and abundant cabinet space. This home is equipped with two ductless AC systems and hurricane proof windows. A large wood deck in the back and lovely front porch. This rare gem offers a blend of charm, functionality, and potential. Whether you're seeking a turnkey home or an investment opportunity, this property has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-84.7 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Features

  • Kitchen Island,Pantry
  • Window features: Plantation Shutters
  • Flooring: Hardwood
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Master Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 111S20320000330090
  • Zoning description: City, Mobile Home, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1.04 Acres
  • Lot size dimensions: 288.96 x 160 x 279.08 x 160.29

Parking

  • Total spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$133$1,596
Property Taxes $248$2,976
Electricity $197$2,366
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$685This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$254
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-27Listed for sale$329,000
2025-07-01Listing removed$379,000
2025-03-18Listed for sale$379,000
2025-03-06Listing removed$379,000
2024-11-20Listed for sale$379,000
2024-11-06Listing removed$1,700
2024-10-12Listed for rent$1,700
2024-10-04Listing removed$2,000
2024-09-16Price change$2,000
2024-09-10Listed for rent$2,300
2021-11-22Sold$50,000
2016-11-30Sold$16,500
2015-10-22Sold$8,000

For Sale by Agent

AgentMelina N Diaz
BrokerageFour Seasons Realty of Northwest FL LLC

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