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255 Wits End Ln, Defuniak Springs, FL, 32435

1beds
1baths
700sqft
$489,000
$699price/sqft
$3,288/moest. monthly cost
$131,520/yrincome needed

About This Home

A rare opportunity to own 20 acres of rolling hills in the peaceful Eucheeanna Valley of Walton County, Florida. Just 25 minutes from the Gulf and the sugar-white beaches of 30A, this 20-acre retreat offers an extraordinary blend of serenity with woods, a creek and nature. This unique property features multiple buildings offering great versatility in usage and is available with all furnishings and equipment. The Cottage is a 700 sq ft one bedroom, one bath home with a new central heat and air system, new flooring, a wood-burning fireplace, and a metal roof. Full-featured kitchen with refrigerator, stove, microwave, disposal and dishwasher. The Studio is a 960 sq ft building that combines the enjoyment of an entertainment area with the ability to sleep several people. There is a refrigerator and microwave for snacks and beverages. There is a private room at the rear that accommodates a queen-size bed and dresser. Plus the sofa in the main room is a queen sleeper. It features a professional size 9-foot Gandy slate pool table with all accessories. This building also contains a full bath with tub and shower. An oversized 24’x36’ garage with two garage doors features an adjoining 24’x36’ carport. The garage has electricity and water and a metal roof. There is also a 10’x12’ storage building located near the cottage. Current zoning allows for one home per 10 acres of land. The Studio is not considered to be a home as it has no kitchen, therefore, you could build another home on this site. The furnishings include most everything shown in the photos. The equipment list includes a Montana 3840 4x4 farm tractor with a 6’ Howse bush hog, front bucket with accessories, landscape rake, box blade and a Woodmaxx WM-HM PTO wood chipper. There is also a 54” zero turn mower, a wood splitter, a DR Brush cutter with separate lawn mower attachment, a work golf cart and 220v air compressor. This property is available with furnishings and equipment for $479,500 or without furnishings and equipment for $459,500.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Walton Middle SchoolGrades 6-84.5 mi
7/10
Walton High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet,Concrete,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 192N18090000010040

Features

  • Exterior features: Other

Lot

  • Lot size: 20 Acres

Parking

  • Total spaces: 12
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$249$2,988
Property Taxes $370$4,440
Electricity $197$2,366
Total$3,288$39,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,731/yr
40% on housing$98,640/yr
45% on housing$87,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$699This listing

vs Other Active Listings

Avg $/sqft

ZIP 32435$162
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32435$175
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$479,500
2011-01-03Sold$158,600

For Sale by Owner

AgentProperty Owner

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