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108 Don Bishop Rd #16, Santa Rosa Beach, FL, 32459

10beds
8baths
4,600sqft
$959,999
$209price/sqft
$6,978/moest. monthly cost
$279,120/yrincome needed

About This Home

This multi-unit building Great Rental Income with 4 individual units. 2- 3 Bedroom/2 Bath Units 2- 2 Bedroom/2 Bath Units Rental Income - 6,645.00 mo. HOA - 350.00 mo. Insurance - 5,721.00 Taxes - 3,310.97 Long Term tenants 5-10 years. room for 20 percent rent increase. Discover this inviting property located in Santa Rosa Beach. Nestled in a serene environment, this home has a comfortable living space with modern amenities. The property features a well-designed layout, allowing for both relaxation and entertainment. Enjoy the benefits of a convenient location while being surrounded by the natural beauty of the area. Don't miss the opportunity to explore this charming home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2005

Materials

  • Roof: Metal,Shake
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 8

Dining Area

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Dining Area

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Features

  • Breakfast Bar
  • Window features: Window Treatments
  • Flooring: Tile

Full Bathroom

  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Full Bathroom

  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Living Room

  • Level: First
  • Area: 280
  • Dimensions: 14 x 20

Living Room

  • Level: First
  • Area: 280
  • Dimensions: 14 x 20

Living Room

  • Level: First
  • Area: 280
  • Dimensions: 14 x 20

Master Bathroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Master Bathroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 282S20335000000160
  • Zoning: Resid Multi-Family

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,854$58,248
Home Insurance *$816$9,792
Property Taxes $846$10,152
Electricity $462$5,555
Total$6,978$83,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,245/yr
40% on housing$209,340/yr
45% on housing$186,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-17Price change$999,999
2025-11-22Price change$1,049,000
2025-10-22Listed for sale$1,079,000
2018-08-23Sold$500,000
2010-05-13Sold$261,000
2005-08-16Sold$451,300
2004-05-03Sold$100,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome of Florida LLC

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