174 American Ct, Santa Rosa Beach, FL, 32459
About This Home
This charming home is ideally located to enjoy the best of coastal living. Situated in a desirable area, the property offers convenient access to beautiful white-sand beaches, shopping, dining, and everyday amenities, making it easy to enjoy the relaxed lifestyle the Emerald Coast is known for. Inside, the home features an inviting open floor plan that creates a bright and comfortable living space, perfect for both everyday living and entertaining. The large kitchen island serves as the heart of the home, offering ample space for cooking, gathering, and casual dining. Step outside to a screened-in back porch, an ideal spot to enjoy morning coffee or unwind in the evening while enjoying the outdoors in comfort. The home also includes a full-size two-car garage, providing generous storage and convenience. With its close proximity to the beach and central location, this property is well suited for a primary residence, second home, or long-term rental, offering flexibility for a variety of lifestyles. If you're looking for a home in a sought-after area with easy access to the coast and everything the surrounding community has to offer, this property presents a wonderful opportunity to make your move.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2020
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater
Bedroom
- Level: First
- Area: 131.3
- Dimensions: 13 x 10.1
Bedroom
- Level: First
- Area: 131.3
- Dimensions: 13 x 10.1
Bedroom
- Level: First
- Area: 136.4
- Dimensions: 12.4 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
- Area: 172.86
- Dimensions: 13.4 x 12.9
Features
- Kitchen Island
- Flooring: Vinyl
- Common walls with other units/homes: No Common Walls
Great Room
- Level: First
- Area: 294.02
- Dimensions: 12.2 x 24.1
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,038
- Total interior livable area: 2,038 sqft
Kitchen
- Level: First
- Area: 175.674
- Dimensions: 13.4 x 13.11
Master Bedroom
- Level: First
- Area: 274.762
- Dimensions: 15.8 x 17.4
Property
Details
- Parcel number: 182S25272C0001001C
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Covered
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 55 x 110
Parking
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $353 | $4,236 |
| Property Taxes | $305 | $3,660 |
| Electricity | $205 | $2,461 |
| Total | $2,961 | $35,532 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Pending sale | $415,000 |
| 2026-02-18 | Listed for sale | $415,000 |
| 2024-11-23 | Listing removed | $2,550 |
| 2024-10-17 | Price change | $2,550 |
| 2024-09-17 | Price change | $2,650 |
| 2024-08-24 | Listed for rent | $2,750 |
| 2023-07-11 | Listing removed | -- |
| 2023-06-28 | Price change | $2,950 |
| 2023-06-16 | Price change | $3,100 |
| 2023-05-31 | Listed for rent | $3,200 |
| 2020-06-17 | Sold | $289,900 |
| 2020-05-08 | Pending sale | $289,900 |
| 2020-05-08 | Listed for sale | $289,900 |
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