193 Mountain Harbour Dr, Hayesville, NC, 28904
About This Home
PRICE ADJUSTMENT Custom-built home with breathtaking, year-round long-range mountain views paired with sparkling vistas of Lake Chatuge located in the Mountain Harbour Golf Community. Blending modern elegance with timeless traditional design, this 5-bedroom, 3.5-bath retreat is the perfect balance of luxury, comfort, and functionality. A welcoming front porch sets the tone as you step into the stunning great room, featuring beamed ceilings, a wood-burning fireplace, and a dramatic wall of windows that perfectly frames the incredible mountain and lake views. The open-concept layout flows effortlessly into a spacious dining area and a beautifully designed modern kitchen, ideal for both everyday living and entertaining. The main level boasts a luxurious primary suite complete with a spa-like bathroom, along with two additional bedrooms, office and a convenient laundry room. Thoughtfully designed for seamless indoor-outdoor living, the home opens onto an expansive covered deck with sleek modern wire railing, ensuring unobstructed views and the perfect setting for gatherings or peaceful relaxation. The lower level offers a fully independent living space, making it ideal for a guest suite, in-law quarters, or entertainment area. This level features its own living room, kitchen, bedroom, bathroom, office and separate laundry, along with a private exterior entrance. Step outside onto the patio area and enjoy stunning mountain and lake scenery. An unfinished portion of the lower level provides endless room possibilities. Additional highlights include a two-car garage and a spacious driveway with ample room for family and guests. Residents of Mountain Harbour enjoy access to an exceptional array of amenities, including an 18-hole golf course, swimming pool, fitness center, and a spectacular clubhouse with dining. This extraordinary property is more than a home—it's a mountain and lake lifestyle unlike any other. Take a look at the VIDEOS -3D INTERACTIVE & HOME/AREA VIDEO.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Frame,Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Modern
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Oven,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level,In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Slab
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bedrooms: 4
Features
- Pantry,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen
- Flooring: Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Zoned
- Cooling features: Central Air
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 558003027494
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Front Porch,Deck,Covered,Open
- Has view: Yes
- View description: Mountain(s),Year Round,Lake,Long Range,Trees/Woods
- Has water view: Yes
- Water view: Lake
- Frontage type: Road
- Topography of land: Sloping
Lot
- Lot size: 1.09 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $394 | $4,728 |
| Property Taxes | $364 | $4,368 |
| Electricity | $200 | $2,405 |
| Total | $5,761 | $69,132 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $949,900 |
| 2026-04-01 | Listed for sale | $959,900 |
| 2021-05-24 | Sold | $30,000 |
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