371 Black Bear Trail, Topton, NC, 28781
About This Home
Home in The Preserve at Little Choga! Come make this your Sanctuary!! Situated on 3.98 acres 2 fireplaces(1 inside/1 out) large Covered Deck, spacious yard, upstairs loft closed in with private bathroom. Lots of Closet space, pantry. Lots of windows to watch the wildlife. Come make this your private retreat or use as STR. Lots of great features! Close to trout fishing, rafting, Nantahala Lake, hiking and much more. 10 minutes outside of Andrews NC.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,Ceiling Fan(s)
Heating & Cooling
- Heating features: Heat Pump,Fireplace(s),Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,560
- Total interior livable area: 1,560 sqft
Property
Details
- Parcel number: 5595793445
- Zoning: none
Features
- Levels: One and One Half
- Patio & porch: Covered,Deck,Front Porch
- Fencing: None
- Frontage type: See Remarks
- Living area range: 1400 - 1599
Lot
- Lot size: 3.98 Acres
- Lot size dimensions: 0
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $124 | $1,488 |
| Electricity | $200 | $2,405 |
| Total | $2,679 | $32,148 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $429,900 |
| 2026-07-20 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow