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2149 Pastoral Loop, San Jose, CA, 95122

4beds
4baths
2,839sqft
$1,648,000
$580price/sqft
$10,840/moest. monthly cost
$433,600/yrincome needed

About This Home

Built in 2019, this beautifully appointed 4-bedroom, 3.5-bath single-family home in one of San Joses most sought-after newer communities contains of $77K upgrades. Thoughtfully designed for flexibility, the home features a private ground-level bedroom and full bath ideal for multi-generational living, guests, or a dedicated office. The open-concept main level is anchored by a chef-inspired kitchen with premium European appliances, quartz countertops, sleek cabinetry, and an oversized island perfect for entertaining. High ceilings and expansive windows fill the space with natural light, creating a bright and welcoming atmosphere. Upstairs, the spacious primary suite offers a walk-in closet and spa-like bath with dual vanities, a soaking tub, and separate shower. Well-proportioned secondary bedrooms provide comfort and privacy. Enjoy indoor-outdoor living with a paved side yard and landscapes. Additional features include owned solar panels, EV charging capability, energy-efficient systems, generous storage, and a finished two-car garage. Residents enjoy access to resort-style amenities including a clubhouse, playground, walking paths, garden areas, and BBQ spaces. Ideally located near major commuter routes, shopping, dining, and everyday conveniences in the heart of Silicon Valley.

Getting Around

69
WalkingSomewhat Walkable
53
TransitGood Transit
69
BikeBikeable

Schools

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Concrete, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Washer/Dryer

Bathroom

  • Features: ShowerandTub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Number of fireplaces: 1

Heating & Cooling

  • Heating features: Central Forced Air Gas,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,839
  • Total interior livable area: 2,839 sqft

Kitchen

  • Features: IslandwithSink

Property

Details

  • Parcel number: 67047011
  • Zoning: A
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 2,476 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,333$99,996
Home Insurance *$188$2,256
Property Taxes $1,711$20,532
Electricity $608$7,305
Total$10,840$130,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,657/yr
40% on housing$325,200/yr
45% on housing$289,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 95122$421
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95122$807
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$1,648,000
2026-02-26Listed for sale$1,728,000
2020-05-28Sold$1,173,500

For Sale by Agent

AgentRay Yang
BrokerageMaxreal

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