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108 Iron Dr, Huxley, IA, 50124

4beds
4baths
2,232sqft
$1,069,000
$479price/sqft
$6,855/moest. monthly cost
$274,200/yrincome needed

About This Home

A truly impeccable home is now available in Huxley! Located on one of Huxley's most desirable and exclusive streets, this new construction ranch home sits on .61 acres and offers over 4,200 square feet of beautifully finished space. The setting for this home is beautiful as the home sits adjacent to the 3rd hole at the Ballard Golf and Country Club. If you are looking for the perfect lot for a pool, this southern facing yard is the perfect setting for you. You can also enjoy the backyard while sitting in your enclosed porch with fireplace! Inside this home you will find 4 bedrooms and 4 full baths. If you are in need of a 5th bedroom, that is easily doable by adding a closet to a room that is currently envisioned as a den/tv area. When you step inside the front doors you will be blown away by the natural light, thanks to three large, floor to ceiling windows. The floor plan feels open and inviting, and the main living area flows beautifully into the beautiful, high-end kitchen. Custom lighting, KitchenAid stainless appliances, a gas stove, farmhouse sink and more are a feast for the eyes. And if pantry space is important to you, this walkthrough/butler's pantry is a dream come true! The primary suite will not disappoint with its large custom closet, and beautiful ensuite with glass shower and soaking tub. In the finished basement you will find 3 bedrooms, 2 full baths, a wet bar, full living room and an additional room that is perfect for a playroom or workout space.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades 3-53.2 mi
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Wet Bar
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,050

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Property

Details

  • Parcel number: 1314290050
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,405$64,860
Home Insurance *$562$6,744
Property Taxes $722$8,664
Electricity $166$1,997
Total$6,855$82,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,028/yr
40% on housing$205,650/yr
45% on housing$182,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 50124$259
Story County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 50124$261
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$1,069,000
2020-07-17Sold$115,000
2018-09-25Sold$110,000

New Construction

AgentMark Charter
BrokerageAgency Iowa

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