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104 Hornbeam Road, Beech Mountain, NC, 28604

2beds
1baths
769sqft
$449,000
$584price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

2 SEPARATE UNITS with a total of 4 BEDROOMS and 2 BATHS. Upper unit is a 2/1 plus a sleeping loft. Lower unit is a 2/1. Both have been renovated with new LVP floors, new stainless appliances in the kitchen and quartz counter tops. Remodeled baths with new walk in showers with glass doors. Wide open floor plan with lots of windows. Stone gas fireplace. Large deck to relax in the cool mountain air. A prime location within 5 minutes to SKI BEECH with its awesome ski slopes & lodge. Snow tubing. Restaurants and Brewery. SKY BAR at the top of the mountain with live music, yoga and more. World class mountain biking and hiking. Fred General store is just 5 minutes away as well. Come see this unique opportunity and great vacation rental potential. 2nd floor Sleeping loft of 359 square feet is not included in sq.ft. as the ceilings are lower than required

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-85.4 mi
8/10
Watauga HighGrades 9-1212.5 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dome
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Stone,Vented,Propane
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 769

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 769
  • Total interior livable area: 769 sqft

Property

Details

  • Parcel number: 1950222262000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.61 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$120$1,440
Property Taxes $200$2,400
Electricity $200$2,405
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$295
Watauga County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Price change$449,000
2026-01-02Listed for sale$455,000
2026-01-01Listing removed$449,000
2025-11-28Price change$449,000
2025-06-28Listed for sale$455,000
2025-06-09Listing removed$455,000
2025-01-22Listed for sale$455,000

For Sale by Agent

AgentRonald Kent
BrokerageEXP Realty LLC

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