




221 Terramar, Cibolo, TX, 78108
About This Home
**Possible Loan Assumption***2.6 Welcome to this spacious 2-story home in the desirable Turning Stone community, offering 5 bedrooms, 4.5 baths, and a flexible layout designed to accommodate a variety of lifestyles. With plenty of room for everyone, the open-concept floor plan creates a comfortable flow between the main living areas, making everyday living and entertaining easy. The spacious living room serves as the heart of the home and opens seamlessly to the kitchen. The island kitchen features a breakfast bar, walk-in pantry, abundant counter space, and ample storage for all your cooking and gathering needs. The split first-floor primary suite provides privacy and comfort, highlighted by a stylish accent wall, two walk-in closets, and a large ensuite bath with a soaking tub, separate walk-in shower, and dual vanities. An additional first-floor guest bedroom and a private office offer flexibility for visitors, working from home, or multi-generational living. Upstairs, you'll find even more living space with a large game room, dedicated media room with surround sound speakers, and three spacious secondary bedrooms. Four of the home's five bedrooms include walk-in closets, providing generous storage throughout. Thoughtful updates enhance both comfort and functionality, including ceiling fans with remote controls in every room, electric fireplaces with custom built-in wall units in both the living room and primary bedroom, and a well-equipped laundry room featuring cabinetry and abundant storage space. The garage also includes a built-in privacy screen. Step outside to enjoy the covered patio and fenced backyard, creating a great space for outdoor gatherings, play, or quiet evenings at home. Conveniently located near schools, parks, shopping, dining, Randolph Air Force Base, Loop 1604, and Interstate 35. Schedule your personal tour today and see all this home has to offer!
Getting Around
Schools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Wood Shingle/Shake
- Construction materials: Brick,Stone,Siding,Foam Insulation
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Self Cleaning Oven,Microwave,Refrigerator,Disposal,Dishwasher,Water Softener Owned,Vented Exhaust Fan,Electric Water Heater,Electric Cooktop,Double Oven,2+ Water Heater Units,ENERGY STAR Qualified Appliances
- Laundry features: Laundry Room,Washer Hookup,Dryer Connection
Bedroom2
- Area: 143
Bedroom3
- Area: 182
Bedroom4
- Area: 168
Bedroom5
- Area: 154
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Area: 140
Features
- Two Living Area,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Media Room,Utility Room Inside,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops,Custom Cabinets,Programmable Thermostat
- Window features: Window Coverings
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Not Applicable
- Attic: 12"+ Attic Insulation
Heating & Cooling
- Heating features: Central,2 Units,Electric
- Cooling features: Ceiling Fan(s),Two Central,Whole House Fan
Interior Area
- Total interior livable area: 3,681 sqft
Kitchen
- Area: 252
Living Room
- Area: 360
Master Bathroom
- Features: Tub/Shower Combo,Separate Vanity
- Area: 272
Master Bedroom
- Features: Walk-In Closet(s),Multi-Closets,Full Bath
- Area: 240
Office
- Area: 143
Property
Details
- Parcel number: 1G3995S11801000000
Features
- Levels: Two
- Stories: 2
- Pool features: None,Community
- Patio & porch: Patio,Covered
- Exterior features: Sprinkler System,Lighting
- Fencing: Privacy
Lot
- Lot size: 8,276 sqft
Parking
- Total spaces: 6
- Parking features: Three Car Garage,Attached,Garage Door Opener,Three Car Carport
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $346 | $4,152 |
| Electricity | $404 | $4,850 |
| Total | $3,692 | $44,304 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $524,900 |
| 2026-06-09 | Listed for sale | $549,950 |
