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5437 Upper Mill Rd, Mc Cormick, SC, 29835

3beds
2baths
1,300sqft
$299,000
$230price/sqft
$1,943/moest. monthly cost
$77,720/yrincome needed

About This Home

Tucked away on 2 beautiful acres, this peaceful country retreat offers the perfect blend of privacy, space, and opportunity. Whether you're looking to slow down, spread out, or start your own mini homestead — this property delivers. Enjoy your morning coffee overlooking your private pond, surrounded by nature and open skies. The expansive yard provides endless possibilities for gardening, outdoor living, or even small hobby farming, making it ideal for anyone craving a little more freedom and fresh air. The home features a spacious one-level layout with a welcoming covered front porch — the perfect place to relax and take in the quiet setting. With plenty of room both inside and out, this property offers flexibility for everyday living, entertaining, or creating your own personal retreat. If you've been searching for a property that offers land, water, and room to grow — all without sacrificing comfort — this is one you don't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
3/10
Mccormick Middle SchoolGrades 6-89.5 mi
3/10
McCormick High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Architectural
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Flooring: Luxury Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Master Bathroom

  • Features: Shower Separate,Tub-Separate

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2430000007

Features

  • Patio & porch: Covered,Rear Porch
  • Exterior features: None
  • Fencing: Partial
  • Frontage length: Road: 1035
  • Living area range: 1300-1399

Lot

  • Lot size: 2 Acres
  • Features: None

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters in McCormick County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$99$1,188
Property Taxes $129$1,548
Electricity $204$2,449
Total$1,943$23,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,617/yr
40% on housing$58,290/yr
45% on housing$51,813/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -9.3%
-9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 29835$186
McCormick County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29835
McCormick County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$299,000
2026-04-08Listed for sale$315,000
2024-05-16Listing removed$115,000
2024-03-25Pending sale$115,000
2024-02-26Price change$115,000
2024-02-19Listed for sale$120,000
2024-02-08Contingent$120,000
2024-01-16Listed for sale$120,000

For Sale by Agent

AgentHeather Lake
BrokerageeXp Realty LLC (Greenville)

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