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1103 Clubhouse Dr, Hot Springs, SD, 57747

5beds
4baths
3,792sqft
$1,100,000
$290price/sqft
$8,166/moest. monthly cost
$326,640/yrincome needed

About This Home

Custom 2022-SIP Panel built golf course estate in Back Nine — one of only two subdivisions directly on Southern Hills Golf Course, consistently ranking in Golfweek's "Best Courses You Can Play". This 3,792 sqft, 5-bed / 4-bath ranch was thoughtfully designed for both refined everyday living and exceptional entertaining, with a fully finished walkout lower level that lives like a second residence — ideal for multigenerational families, hosting guests, or premium short-term rental income. The main level features a vaulted great room, chef's kitchen with quartzite counters, double wall ovens, and large walk-in pantry, and a primary suite with soaking tub, walk-in shower, and oversized closet. Two additional bedrooms, a full bath, and main-level laundry complete effortless single-level living. The covered 28' x 12' deck overlooks private wooded views. The walkout lower level adds a spacious great room, full kitchenette/bar (refrigerator, sink, dishwasher), two private guest suites — each with its own ensuite — a second laundry, ample storage, and direct access to a covered patio. Additional highlights: heated 3-car garage with a sink, mature landscaping with underground sprinklers, two fireplaces, and the highest quality finishes throughout. Hot Springs offers the warmest micro-climates in the Black Hills — the "banana belt" — with year-round access to Angostura Reservoir, Wind Cave National Park, Custer State Park, and Mt. Rushmore. - The listing agent is related to the seller.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
6/10
2/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Wood Foundation
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range Oven,Range Hood,Washer,Dryer,Double Oven,Water Softener Owned,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom2

  • Level: Main
  • Area: 121

Bedroom3

  • Level: Main
  • Area: 121

Bedroom4

  • Level: Basement
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Features

  • Wet Bar,Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Granite Counters
  • Window features: Double Hung,Double Pane Windows,Vinyl,Window Coverings(Some)
  • Flooring: Carpet,Wood,Tile,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Two,Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 3,792
  • Total interior livable area: 3,792 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 425

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 751120000000700

Features

  • Patio & porch: Covered Patio,Covered Deck
  • Exterior features: Sprinkler System,Lighting

Lot

  • Lot size: 0.56 Acres
  • Features: On Golf Course,Few Trees,Views,Lawn,Rock,Trees

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Fall River County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $1,375$16,500
Property Taxes $940$11,280
Electricity $289$3,475
Total$8,166$97,992

Income You'd Need if You Spent...

35% on housing$279,977/yr
40% on housing$244,980/yr
45% on housing$217,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 57747$199
Fall River County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 57747
Fall River County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$1,100,000

For Sale by Agent

AgentJoel Hawkins
BrokerageHeartland Real Estate

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