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532 E Charlton Street, Savannah, GA, 31401

1beds
1baths
530sqft
$415,000
$783price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

Stunning design defines this true jewel box cottage, where every detail has been thoughtfully refined and elevated. Originally built circa 1900, this charming one bedroom residence is ideally situated on a quiet street just a short stroll from Troup Square in Savannah’s Landmark Historic District. Inside, soaring vaulted ceilings with exposed wooden beams fill the space with natural light, complemented by rich hardwood floors, custom built ins, and fantastic lighting upgrades throughout. The living area is anchored by floor to ceiling bookshelves and an exposed brick double fireplace mantle that adds rustic character. A beautifully functional kitchen features butcher block countertops, ample workspace, and a separate pantry, all thoughtfully designed with style and efficiency in mind. The designer bath offers elevated finishes, a built in linen closet, and integrated laundry. The bedroom is equally well appointed with custom storage solutions, including a custom sleeping platform, built in shelving, and under bed storage. Above, a loft space accessed by a sliding ladder provides additional storage and attic access. Outside, a private covered deck overlooks a lush, cozy garden setting, creating a peaceful retreat perfect for entertaining or quiet relaxation. Set within a well managed HOA with low dues, the property is investor friendly with both short and mid term rentals allowed. Ample street parking adds everyday convenience in one of Savannah’s most walkable and desirable locations, just moments from Forsyth Park, Eastern Wharf, and Mother Matilda Beasley Park. A rare opportunity to own a thoughtfully curated historic cottage in the heart of downtown Savannah.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Electric Water Heater,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range,Range Hood,Dryer,Refrigerator,Washer
  • Laundry features: In Bathroom,Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Gourmet Kitchen,High Ceilings,Pantry,Recessed Lighting,Separate Shower,Vanity,Programmable Thermostat
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Masonry
  • Fireplace: Yes
  • Attic: Walk-In
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 530 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2001418039
  • Attached to another structure: Yes
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Courtyard,Deck
  • Fencing: Wood,Privacy,Yard Fenced
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 435.60 sqft
  • Features: City Lot,Historic District,Interior Lot,None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$224$2,688
Property Taxes $280$3,360
Electricity $219$2,637
Total$2,821$33,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$783This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$370
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$415,000
2025-07-28Sold$365,000
2025-03-07Listed for sale$399,000
2016-02-29Sold$120,000
2008-12-15Sold$80,000

For Sale by Agent

AgentJessica L. Kelly
BrokerageEngel & Volkers

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