165 Sea Urchin Ln, Palacios, TX, 77465
About This Home
Spacious Home with Guest Suite & Acreage in Boca Chica! This 4-bedroom, 3-bathroom gem is a rare find, offering an open-concept design with living areas both upstairs and down. The luxurious primary suite boasts a dream walk-in closet and a spa-like bath, while wood finishes throughout the house add warmth and character. Outside, you’ll find a barn with extra parking & storage and a guest suite with its own kitchen, bath, and private entrance—perfect for visitors or rental income. Sitting on just over an acre, the fully fenced property provides plenty of space for outdoor enjoyment. Located in Boca Chica subdivision, you’ll have access to amenities, including a boat launch, lighted fishing pier, swimming pool, playground, picnic area, and pavilion. This incredible property has it all—don’t wait, schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Other
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,386
- Total interior livable area: 2,386 sqft
Property
Details
- Parcel number: R46622
Features
- Stories: 2
Lot
- Lot size: 1.04 Acres
- Features: Subdivided,1 Up to 2 Acres
Parking
- Total spaces: 2
- Parking features: Detached,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Drought
- Heat Wave
- Ice Storm
- Coastal Flooding
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $404 | $4,848 |
| Property Taxes | $268 | $3,216 |
| Electricity | $261 | $3,143 |
| Total | $2,601 | $31,212 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $330,000 |
| 2026-04-01 | Price change | $334,000 |
| 2025-08-19 | Price change | $364,000 |
| 2025-07-24 | Price change | $379,000 |
| 2025-04-03 | Price change | $387,000 |
| 2024-12-14 | Price change | $388,000 |
| 2024-11-06 | Price change | $389,000 |
| 2024-10-21 | Price change | $390,000 |
| 2024-09-26 | Price change | $394,000 |
| 2024-08-19 | Price change | $399,999 |
| 2024-08-05 | Price change | $412,000 |
| 2024-07-08 | Price change | $425,000 |
| 2024-06-20 | Listed for sale | $439,000 |
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