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7559 Church St, Lowville, NY, 13367

3beds
2baths
2,004sqft
$157,100
$78price/sqft
$1,384/moest. monthly cost
$55,360/yrincome needed

About This Home

Real Estate Auction on Aug. 22, 2026 @ 10 AM! No Minimum Bid. List price reflects assessed value! Bidding Starts at $1! Delayed Showing. Showings on 8/15 & 1 hour prior to the Auction only. This is a Live Onsite & Online Unreserved Real Estate & Contents Auction! Real Estate Features: 2,004 Sq. Ft., 3-4 Bedroom 2 Story Home w/2 Full Baths & Detached 2 Car Garage on 66' x 213' (.36 Ac.) +/- Lot! Anderson™ Vinyl Replacement windows throughout the house. Front Door opens to Living Rm. French Doors lead to Front Rm/Parlor w/Ceiling fan, Oak hardwood floors & a tiled area serving as a Hearth w/Brick wall shield over paneled wall for a Wood or Pellet stove. North Piano Rm. Hallway from Living Rm leads to Dining area w/Kitchen cabinets & Formica counter tops. Back door opens to side Porch w/stairs to driveway. Laundry Rm w/Washer & Dryer Hook-up. Full Bath w/built-in Oak Vanity, Jacuzzi Tub/Shower, Built-in Storage cabinet, comfort height Toilet & vinyl floor. Kitchen w/White Cabinets, SS countertop w/Dbl. sink, Maytag™ Electric Oven range, Whirlpool™ Refrigerator/Freezer, Wall Cabinet & New Vinyl block tile flr. Storage Pantry w/Door to Backyard & Rear Stairway to 2nd flr. Front Stairway to 2nd flr. Former Apt. now turned back into main living quarters. Spacious Rm w/built-in Ironing board (former Kitchen) w/Doors to back Stairway & Walk-up Attic. Full Bath w/Small Vanity & Standing shower. SW Bdrm w/built-in bi-fold 4 door closet, Dbl. Hide-a-way Door w/Full length Mirrors on inside. SE Bdrm w/Built-in closet. SW Bdrm w/Built-in closet & 1 paneled wall. Full Basement w/Stone & Brick Foundation, Conc. flr, Newer Oil-fired Forced Air Furnace, New Oil-fired 40 Gal. water heater, 100 AMP Fuse Box w/30 & 50 AMP Sub-panel w/Fuses, 275 Gal. Fuel Oil Tank, Sump Pump, Porcelain topped cabinet with Sink & built-in cabinets. Public Water & Sewer. Metal Roof, Newer Vinyl siding & Tarvia Driveway. Built approx. 1876. Det 2 Story, 2 Car Garage w/12’w elec overhead door, Front Man Door, Concrete flr, separate Breakers for electric, 2nd flr storage & Lean-to in back w/Metal Roof & Vinyl Siding. South Line property Fence ($6,200). Woodshed by back covered porch w/Metal Roof.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
Lowville Middle SchoolGrades 6-80.5 mi
7/10
Lowville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1876

Materials

  • Foundation: Other,See Remarks,Stone
  • Roof: Rolled/Hot Mop
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Oil Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Other,See Remarks
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Property

Details

  • Parcel number: 23360121201200010310000000
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Fence
  • Fencing: Partial

Lot

  • Lot size: 0.36 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 66 x 213

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Lewis County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $794$9,528
Home Insurance *$78$936
Property Taxes $181$2,172
Electricity $331$3,974
Total$1,384$16,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,451/yr
40% on housing$41,520/yr
45% on housing$36,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 13367$166
Lewis County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 13367
Lewis County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentBernard J. Brzostek
BrokerageBrzostek's Real Estate

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