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181 County Road 1505, Alba, TX, 75410

4beds
3baths
3,386sqft
$1,100,000
$325price/sqft
$7,524/moest. monthly cost
$300,960/yrincome needed

About This Home

Experience true East Texas lake living on world-renowned Lake Fork, famous for trophy bass fishing and serene waterfront views. This stunning two-story home offers 3,386 square feet of thoughtfully designed living space, perfectly positioned on nearly one acre of deeded land plus additional leaseback to the water. Step inside to an inviting open floor plan where the living room, kitchen, and dining area flow seamlessly together—ideal for entertaining. The grand fireplace serves as a striking centerpiece, while expansive windows frame breathtaking views of the lake. The kitchen is a chef’s dream, featuring a massive island, oversized pantry, and plenty of space to gather with family and friends. The primary suite is conveniently located on the first floor, offering comfort and privacy with easy access to the main living areas. Upstairs, you’ll find three additional bedrooms and a spacious game room with an open loft design overlooking both the living room and the water—perfect for guests, game nights, or relaxing retreats. Outdoor living is just as impressive, with ample space for hosting gatherings or simply enjoying the peaceful surroundings. A single-slip, steel-covered boathouse provides quick and easy lake access—whether you’re heading out on the boat or casting a line right from your dock. Additional features include a storage building and a generously sized two-car garage, offering plenty of room for vehicles, lake toys, and gear. Enjoy the perfect balance of privacy and convenience, located just a short drive from the Dallas-Fort Worth Metroplex, as well as nearby shopping and medical facilities. Schedule your showing today and start living the lake life you’ve been dreaming of!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Alba-Golden High SchoolGrades 6-125.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Other/See Remarks,Metal Shake
  • Construction materials: Stone,Siding,Other/See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Disposal,Microwave,Other/See Remarks,Gas Cooktop

Bathroom

  • Features: Shower and Tub,Separate Lavatories,Walk-In Closet(s),Ceramic Tile

Bedroom

  • Features: Other/See Remarks,Walk-In Closet(s),Separate Walk-in Closets

Bedroom1

  • Area: 300

Bedroom2

  • Area: 144

Bedroom3

  • Area: 144

Bedroom4

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Other/See Remarks

Features

  • Ceiling Fan(s),Pantry,Kitchen Island
  • Window features: Blinds
  • Fireplace features: Other/See Remarks,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Zoned-2,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,386
  • Total interior livable area: 3,386 sqft

Kitchen

  • Features: Kitchen/Eating Combo
  • Area: 224

Living Room

  • Area: 600

Master Bedroom

  • Features: Master Bedroom Split
  • Level: Main

Property

Details

  • Parcel number: 000000079433
  • Special condition: Other/See Remarks
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Covered,Deck Covered,Porch
  • Exterior features: Sprinkler System,Gutter(s),Other/See Remarks
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Fork

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$845$10,140
Property Taxes $746$8,952
Electricity $371$4,461
Total$7,524$90,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,965/yr
40% on housing$225,720/yr
45% on housing$200,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 75410$143
Wood County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 75410
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$1,100,000

For Sale by Agent

AgentGavan Cross
BrokerageSignature Properties, LLC-Lake Fork

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