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58 Center St, Geneseo, NY, 14454

6beds
2baths
2,931sqft
$415,000
$142price/sqft
$3,393/moest. monthly cost
$135,720/yrincome needed

About This Home

Classic Colonial full of character, ideally located in the heart of the Village of Geneseo! Within walking distance to Main Street restaurants & shops, SUNY Geneseo, the Wadsworth Library, and Highland Park, this spacious home offers timeless charm, generous living areas, and a private backyard retreat. The first floor features a welcoming living room with a cozy gas fireplace, built-in bookshelves, and beautiful hardwood floors. Enjoy entertaining in the formal dining room, while the flexible office can easily serve as a first-floor bedroom. A full bath, convenient first-floor laundry, and kitchen complete the main level. The enclosed back porch opens to your own private backyard oasis featuring an in-ground, solar-heated swimming pool. Upstairs you will find four to five spacious bedrooms and a full bath, offering plenty of room for family, guests, or home office needs. The private backyard also includes a Carriage House with additional space, providing endless possibilities for a studio, workshop, hobby area or home office.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Other,See Remarks,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,931
  • Total interior livable area: 2,931 sqft

Property

Details

  • Parcel number: 24260108001600020680000000
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway,Enclosed Porch,Fence,Pool,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.45 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 66 x 187

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$141$1,692
Property Taxes $670$8,040
Electricity $484$5,812
Total$3,393$40,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,331/yr
40% on housing$101,790/yr
45% on housing$90,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 14454$194
Livingston County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 14454$151
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$415,000
2026-07-27Price change$435,000
2026-07-21Listed for sale$469,900

For Sale by Agent

AgentPattie M. Cavanaugh
BrokerageLivCo Realty LLC

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