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4345 W Lake Rd, Geneseo, NY, 14454

6beds
4baths
2,706sqft
$1,199,900
$443price/sqft
$8,862/moest. monthly cost
$354,480/yrincome needed

About This Home

Rarely available 4 units on Conesus Lake! The “Conesus Condos” offer lakefront vacation rentals year-round from Spring and Summer lake vacations, to Fall leaf peeping, to Winter ice-fishing. Excellent income opportunity for investors and owner-users alike. 79’ of frontage with breathtaking views of the lake from every unit! This is a turn-key operation - sale includes EVERYTHING in the property (all appliances, furniture, bedding, towels, housewares, dock, kayaks/paddles/life vests, grills, firepits, etc.). Each unit is lakeside with sliding doors to deck or patio. Major updates in the last 2 years include new roof, new decks on both levels, new mini-split air conditioners, lakeside patio railings. Plenty of off street parking for 10 cars. Geneseo schools, public water and sewer. Great location close to all the local amenities - only 5 minute drive to Lakeville, 10 minutes to Main St and SUNY Geneseo, 8 minutes to Wegman’s and Walmart. PLEASE respect the renters and do not walk the property or use the dock without an appointment, thank you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Foundation: Block
  • Roof: Architectural,Membrane,Rubber,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Fourplex
  • Property subType: Quadruplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: None,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Sliding Glass Door(s),Storage,Window Treatments,Programmable Thermostat
  • Door features: Sliding Doors
  • Window features: Drapes,Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Laminate,Resilient,Varies

Heating & Cooling

  • Heating features: Ductless,Electric,Gas,Heat Pump,Baseboard,Forced Air
  • Cooling features: Ductless,Heat Pump,Central Air

Interior Area

  • Total structure area: 2,706
  • Total interior livable area: 2,706 sqft

Property

Details

  • Parcel number: 24268908205200010060010000
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony,Deck,Patio
  • Exterior features: Balcony,Barbecue,Deck,Dock,Patio,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Conesus Lake
  • Frontage length: 79

Lot

  • Lot size: 6,769 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 80 x 84

Parking

  • Parking features: Paved,Parking Available,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$409$4,908
Property Taxes $1,939$23,268
Electricity $447$5,366
Total$8,862$106,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,840/yr
40% on housing$265,860/yr
45% on housing$236,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 14454$156
Livingston County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 14454$151
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,199,900
2024-01-10Sold$905,000
2023-11-10Pending sale$949,900
2023-10-30Contingent$949,900
2023-10-19Listed for sale$949,900
2017-09-01Sold$300,000
1996-09-20Sold$25,773

For Sale by Agent

AgentJason D. Robbins
BrokerageHomenet Realty

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