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58 Cottage St, Dansville, NY, 14437

5beds
2baths
2,787sqft
$219,900
$79price/sqft
$2,048/moest. monthly cost
$81,920/yrincome needed

About This Home

Welcome home to this beautiful 2-story Colonial offering 5 bedrooms and 1.5 baths, situated on a large fenced-in lot in the heart of the Village of Dansville. Filled with character and timeless charm, this home features stunning natural woodwork throughout, creating warmth and elegance in every room. The spacious eat-in kitchen boasts a cozy fireplace, making it the perfect gathering space for family and friends. Enjoy the convenience of first-floor laundry, updated bathrooms, a formal dining room ideal for entertaining, and two inviting living rooms that provide plenty of space for relaxing or hosting guests. Recent updates add even more value and comfort, including a new furnace and central air installed in 2023. The home also features beautiful California Closet custom-built bookshelves added in 2023, providing both style and functionality. Step outside to the expansive fenced backyard, where the recently stained fence enhances the appeal of this private outdoor retreat. With plenty of space for entertaining, gardening, pets, or simply relaxing, the backyard is sure to be enjoyed for years to come. Conveniently located near schools, parks, shopping, and village amenities, this home combines classic character with modern updates and everyday convenience. Don't miss the opportunity to make this charming Village of Dansville Colonial your next home!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
--
Dansville Primary SchoolGrades PK-20.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Stucco,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Dining Room,Separate/Formal Living Room,Library,Living/Dining Room,Other,Pantry,See Remarks,Natural Woodwork
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,787
  • Total interior livable area: 2,787 sqft

Property

Details

  • Parcel number: 24380120300700020450000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Fully Fenced,Private Yard,See Remarks
  • Fencing: Full

Lot

  • Lot size: 0.36 Acres
  • Features: Flood Zone,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 91 x 165

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$122$1,464
Property Taxes $355$4,260
Electricity $460$5,526
Total$2,048$24,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,217/yr
40% on housing$61,440/yr
45% on housing$54,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 14437$96
Livingston County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 14437$120
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$219,900
2026-06-22Listed for sale$229,900
2023-03-03Sold$191,000
2023-01-23Pending sale$197,900
2023-01-18Contingent$197,900
2022-12-13Price change$197,900
2022-09-27Listed for sale$199,900
2017-10-16Sold$108,000
2016-12-01Listing removed$123,900
2016-09-22Listed for sale$123,900

For Sale by Agent

AgentTerry M. Kelley
BrokerageHoward Hanna

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